SearchCareCredit is a credit card... and more.
It’s a tool for your practice. By accepting CareCredit, the health and wellness credit card, providers can offer a payment option that helps patients pay over time1. When patients have a flexible payment option to pay for costs not covered by insurance, it can help enhance the overall patient experience and support loyalty and referrals.
CareCredit is good for your patients and your practice
Benefits For Providers
- Can help patients move forward with your full recommendation for care
- Provides payment in two business days with no recourse if patients don’t pay2
- Can help attract new patients and retain existing patients
Benefits For Teams
- Can help streamline accounts receivable and reduce administrative burden
- Can integrate into many existing practice management systems and technology
- Provides robust tools and marketing materials through Provider Center
Have questions about CareCredit? Find answers here.
With CareCredit, your patients or clients can count on a dedicated health and wellness credit card for products and services they want and need1. They can use it to pay for out-of-pocket expenses not covered by medical insurance, and special financing options for purchases of $200 or more are available that they may not be able to get with other cards. CareCredit also leaves room on other cards and credit lines for non-healthcare purchases, which patients or clients appreciate.
CareCredit offers the following special financing offers:
With our shorter-term financing options on purchases of $200 or more, no interest is charged if the promotional purchase is paid in full within the 6, 12, 18 or 24 month promotional period.
CareCredit also offers longer term special financing for 24, 36, 48 or 60-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full.
There are a few ways to get started with enrollment today. Submit a provider application or contact our team to find the right financing options. You can also call us directly at 844-365-3207.
Your processing rates are based on a few factors, including if a purchase is processed with a special financing option or with standard account terms. We don’t charge annual fees or monthly fees.
To learn more about fees and financing options, fill out our online form and talk to a member of our team.
Real reviews from real providers
How CareCredit works
STEP 1
Enroll to accept CareCredit
Submit a provider application or contact our team about your needs. We’ll explain the program and processing fees and help you choose the financing options that work best for your business.
STEP 2
Share with your patients or clients
Use our marketing materials to make it easy to promote CareCredit—from waiting rooms and websites to mobile devices.
STEP 3
Your patients or clients apply and pay
By scanning your custom QR code or clicking your link, patients or clients can see if they prequalify for the CareCredit credit card, apply, and pay – all on their mobile device.
STEP 4
You get paid in 2 business days
When your patient or client pays with CareCredit, you get paid directly with no risk or recourse if they delay or default.2 We manage it for you so you can focus on care.
Let's talk
Let’s get your questions answered. Fill out our form below and a member of our team will contact you as soon as possible. Or call us directly at 844-365-3207.
If you’re ready to offer CareCredit’s financing options to your patients, submit a provider application here.
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Tips, tools and resources
1Subject to credit approval.
2Subject to the representations and warranties in the Agreement with Synchrony.