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Payment Calculator

To estimate monthly payments and total cost of financing with CareCredit, enter the total amount and estimated amount covered by insurance (if applicable).

 
 
Financing type Learn more

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Credit Card

Reusable credit for ongoing care

  • Use again and again for health, wellness, beauty and animal care costs
  • Shorter and longer-term special financing starting at 6 months for purchases of $200+
  • Accepted at 290K+ locations and counting, nationwide

Pay Later Loan

One-time-use loan for bigger or more defined care plans

  • Predictable monthly payments with a clear payoff timeline
  • Pay over time available for purchases of $500+
  • No surprises with fixed APR and terms, and closes once paid in full

*Not all providers offer all promotional financing options so please check with your healthcare providers on which financing options they offer. Promotional financing options are not available at all retail locations that accept CareCredit and standard account terms will apply to such purchases.