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Healthcare financing made easy

The CareCredit health and wellness credit card helps improve the payment experience, and helps your practice thrive.

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Sign up to accept CareCredit
Sign up to accept CareCredit icon

1 STEP 1

Enroll to accept CareCredit

Fill out a quick form, talk to a member of our team about your exact needs, and we'll get you signed up.
We'll explain the program and processing fees and help you choose the financing options that work best for your business.

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2 STEP 2

Promote to your patients or clients

Use our marketing materials and digital tools to make it easy to promote CareCredit wherever you communicate - from waiting rooms and websites to email and mobile devices.

Patients and clients apply and pay
Patients and clients apply and pay icon

3 STEP 3

Your patients or clients apply and pay

Patients or clients can see if they prequalify for the CareCredit credit card, apply, and pay right away - all on their mobile device. They just scan your custom QR code or click your link - it's that easy.

You get paid in 2 business days
You get paid in 2 business days icon

4 STEP 4

You get paid in 2 business days

When your patient or client pays with CareCredit, you get paid directly with no risk or recourse if they delay or default.* We manage it for you so you can focus on care.

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More Approvals. Less Friction.

By adding Synchrony Pay Monthly installment loans to your CareCredit credit card application experience, you can seamlessly help more patients or clients proceed with care today.

CareCredit Credit Card

A credit card with flexible financing to spread payments over time1

  • Special financing options on purchases of $200+1
  • Can use card again and again at your practice
  • No annual fee
View details

Synchrony Pay Monthly loan

A one-time use loan with predictable, fixed monthly payments2

  • Loan amounts starting at $500 (may vary by industry)3
  • One-time use loan that is closed when paid in full
  • No prepayment or application fees
Learn more

We got you

It’s easy

Empower more patients.

Promotional Financing Options

Let’s get down to the details.

No Interest if Paid in Full

 

On qualifying purchases of
$200 or more

 

within 6 months

 

within 12 months

 

within 18 months

 

within 24 months

 

No interest is charged if the promo balance is paid in full within the promo period. Minimum monthly payments required.

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Reduced APR with Fixed Monthly Payments

 

On qualifying purchases of
$1000 or more

 

17.90% APR for 24 months

 

18.90% APR for 36 months

 

19.90% APR for 48 months

 

On qualifying purchases of
$2500 or more

 

20.90% APR for 60 months

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CareCredit is tailored to many industries. Let’s explore yours.

View All Industries

Ready to help more patients and clients get the care they want and need?

Ready to help more patients and clients get the care they want and need?

* Subject to the representations and warranties in the Agreement with Synchrony.
1 Subject to credit approval. Minimum monthly payments required. See carecredit.com for details.
2 Subject to credit approval. Synchrony Pay Monthly installment loans are provided by Synchrony Bank.
3 Dental starts at $9,500.