Motorized Wheelchair Cost and Financing

Motorized wheelchairs help provide mobility to individuals who have a medical condition that makes it difficult to walk. Typically equipped with four or more wheels, motorized wheelchairs can be either rear, mid or front-wheel drive.

Chairs are usually driven using a joystick which allows them to move forward and backward or left and right. However, advancements in control systems now allow riders to control some models of motorized wheelchairs by simply moving their heads or through breathing.

Many electric wheelchairs can be used both indoors and outdoors. Check with your healthcare professional or medical equipment supplier to find out which motorized wheelchair solution might work best for you.

Below we dive into the cost of motorized wheelchairs, if insurance covers them and how financing can help.

How much does a motorized wheelchair cost?

The average cost of a motorized wheelchair can vary widely from $1,000 to $15,000 depending on the brand, quality, size, features and requirements.¹ However, the regular user can expect to pay around $2,000 to $3,000 for an average motorized wheelchair.¹

Does insurance cover a motorized wheelchair?

When medically necessary a motorized wheelchair is usually covered by insurance¹, including Medicare.² The exact amount of coverage and what out-of-pocket costs you will pay depends on many factors including your private medical insurance plan and provider, your annual deductible and co-pay requirements.

Check with your plan provider to determine your specific benefits.

How can I pay for a motorized wheelchair?

If you are looking to pay for a motorized wheelchair and don’t have insurance or if you need a way to pay for co-pays, deductibles or other out-of-pocket costs, there are several payment options you can consider.

You may be able to use a tax-free Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for it.

If you are interested in paying over time, almost all medical equipment providers accept general-purpose credit cards. Many also accept the CareCredit credit card, which may be a convenient way to pay for a motorized wheelchair.

Can I use my CareCredit credit card to pay for a motorized wheelchair?

You can use your CareCredit credit card at locations within the CareCredit network to finance your motorized wheelchair or other medical equipment and supplies. The benefit of using a CareCredit credit card is the opportunity to use promotional financing.* You can use your CareCredit card again and again to pay for other health and wellness needs as credit becomes available. Use the Acceptance Locator or download the CareCredit Mobile App to find a home medical equipment supplier near you who accepts the CareCredit credit card.