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Lipo 360 Cost and Procedure Guide

The national average cost of a Lipo 360 can range from $4,851 to $12,628. Learn more about how the procedure works and what you might expect to pay in your area.

Written by Kate Bayless

September 18, 2026

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Key Takeaways

  • The national average cost of a Lipo 360 is $7,259, but it can range from $4,851 to $12,628, depending on the complexity of the procedure, your location and other factors.
  • Lipo 360 is a body contouring procedure that targets the entire midsection to create a more sculpted, proportionate shape.
  • The CareCredit credit card can help you finance a Lipo 360 procedure and pay over time with convenient monthly payments.*

Belly fat. Spare tire. Muffin top. Love handles. There are many ways to describe the extra weight that’s carried around the abdomen, waist and back. While diet, exercise, sleep and stress reduction can all help play a role in reducing fat in the midsection, none of them can target belly fat specifically.1

Lipo 360 is a procedure to remove stubborn pockets of fat in this problem area, resulting in a sculpted and balanced figure.2 Keep reading to learn more about Lipo 360, including how it works, how much it costs and other important information on the procedure.

What Is Lipo 360?

Lipo 360, or circumferential liposuction, is an outpatient surgical procedure designed to remove excess fat from the entire midsection, including the upper and lower abdomen, obliques, flanks and back. Lipo 360 is a body contouring procedure, not a weight loss solution.3

Benefits

Lipo 360 can offer a range of benefits that go beyond just fat removal to enhance the appearance of the midsection, improve physical comfort and boost personal confidence.2

Other key benefits include:

  • A more balanced and proportionate figure
  • A smoother, more sculpted overall appearance
  • Enhanced body contours and silhouette
  • Improved waistline definition

How Much Does Lipo 360 Cost?

The national average cost** of a Lipo 360 treatment in the U.S. is $7,259, but prices can range from $4,851 to $12,628.4

Some of the factors that impact the final cost include:4

  • Anesthesia fees
  • Area of the body treated
  • Geographic location
  • How much fat is removed
  • Pre-exams and follow-up visits

Calculate the cost of a Lipo 360 treatment near you**

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Average cost of Lipo 360 by state/district

Below is a breakdown of the average cost** of a Lipo 360 treatment across all 50 states and the District of Columbia:4

State/District Average cost
Alabama$6,383
Alaska$7,793
Arizona$7,099
Arkansas$6,264
California$8,820
Colorado$7,781
Connecticut$7,886
Delaware$7,226
District of Columbia$8,648
Florida$7,148
Georgia$6,922
Hawaii$8,307
Idaho$6,726
Illinois$7,164
Indiana$6,779
Iowa$6,688
Kansas$6,605
Kentucky$6,503
Louisiana$6,646
Maine$6,967
Maryland$7,597
Massachusetts$8,141
Michigan$6,856
Minnesota$7,522
Mississippi$6,289
Missouri$6,771
Montana$7,303
Nebraska$6,741
Nevada$7,328
New Hampshire$7,610
New Jersey$8,196
New Mexico$6,716
New York$8,276
North Carolina$6,821
North Dakota$7,310
Ohio$6,665
Oklahoma$6,539
Oregon$7,640
Pennsylvania$7,111
Rhode Island$7,561
South Carolina$6,764
South Dakota$7,294
Tennessee$6,639
Texas$7,174
Utah$6,844
Vermont$7,244
Virginia$7,180
Washington$8,080
West Virginia$6,645
Wisconsin$6,965
Wyoming$7,310

Does Insurance Cover Lipo 360?

Lipo 360 is usually not covered by health insurance when performed as a cosmetic procedure.5

Now, if the Lipo 360 is deemed medically necessary, it may be covered by insurance. Abdominal fat can be more than just a cosmetic concern — it’s linked to a higher risk of heart disease, diabetes and even cancer.1

If Lipo 360 is recommended for health reasons, it’s important to understand what your policy covers and what medical documentation might be required.5

How Can You Pay for a Lipo 360?

There are several ways to pay for a Lipo 360, depending on what your provider offers and your budget. Some pay up front with cash, check or a credit/debit card. Others may choose a payment plan offered through the practice.

If you’d prefer to pay over time, the CareCredit credit card is another option many patients use for out-of-pocket health and wellness services. If approved, you can make monthly payments (with promotional financing options where available). Promotional financing options vary, so review the details and ask the office whether they accept CareCredit before deciding.

Who Is a Good Candidate for Lipo 360?

Typical candidates for Lipo 360 have stubborn excess fat in the midsection. Individuals should be in overall good health, at or near their target weight and have good skin elasticity in the midsection.86

Comparing Lipo 360 vs. Traditional Liposuction

Lipo 360 uses the same surgical procedure as traditional liposuction to remove fat from the body. However, liposuction traditionally treats only one area at a time, whereas Lipo 360 combines treatments to address the torso from 360 degrees during the same procedure.3

While Lipo 360 is designed to treat the midsection, traditional liposuction can target a wider variety of areas, including the thighs, arms, buttocks or chin.2

Where Can Lipo 360 Be Used?

Lipo 360 is designed to comprehensively contour the entire midsection, including the abdomen (upper and lower), back (mid and lower), and sides to create a more sculpted and balanced appearance.3 This can involve treating a combination of the following areas:3

  • Abdomen (upper and lower)
  • Back (mid and lower)
  • Flanks
  • Love handles
  • Obliques

Additional areas that may also be treated for enhanced contouring include:5

  • Bra roll
  • Hip roll
  • Mons pubis
  • Presacral triangle
  • Waistline

Can Lipo 360 be combined with other procedures?

Some people may choose to combine Lipo 360 with other body contouring procedures, such as:3

Combining surgeries offers the convenience of a single recovery period and helps ensure your overall results are balanced.

How Does Lipo 360 Work?

Before deciding if this procedure is right for you, learn more about the Lipo 360 consultation process, procedure, recovery, potential side effects and results.

Consultation

If you’re considering Lipo 360, the first step is to set up an initial consultation with a qualified provider who can discuss your concerns and goals, explain the Lipo 360 procedure, review your health history and suggest additional treatments or procedure options to consider.6

Procedure

Lipo 360 is usually performed under local anesthesia, so most patients will be numb but awake.6 However, some providers may also offer general anesthesia.3 The procedure can take from one to three hours, depending on the extent of the fat removal and any complementary procedures being performed.86

During the procedure, small incisions are made in the treatment areas and a numbing solution — typically containing lidocaine, sodium bicarbonate and epinephrine in saline — is injected. This helps numb the area, reduce bleeding and bruising and make fat removal easier.7

Next, a thin tube is inserted into the treatment areas to extract the fat cells. If you are having a BBL or fat transfer breast augmentation at the same time, the removed fat cells will be sterilized and readied for reinsertion. Then, the incisions will be closed.7

Recovery tips and timing

After the Lipo 360 procedure, you will be wrapped in a compression garment to reduce swelling and help with the healing process.7 You may also be given pain medication to deal with any discomfort. Bruising, swelling and soreness are normal after Lipo 360.3 Many patients can resume most of their normal daily activities within a few days of the procedure.7

It is important to follow all postoperative care instructions from your surgeon, attend follow-up appointments and reach out for support if you experience any bleeding, severe pain or signs of infection.7

Lipo 360 Results

Following a Lipo 360 procedure, swelling can last from a few weeks to a few months. While you may notice some improvements in the midsection immediately following the procedure, final results can take six to 12 months to appear.3

Since the Lipo 360 procedure physically removes fat cells, results can be permanent for patients who maintain a healthy lifestyle. However, excessive weight gain can cause remaining fat cells in the midsection to expand.3

Potential Side Effects or Complications

Common side effects from Lipo 360 include bruising, swelling and soreness. However, other, more serious complications are possible, including:8

  • Asymmetry (uneven fat removal)
  • Bleeding and hematoma
  • Fat globules enter the bloodstream (embolism)
  • Fluid build-up under the skin (seroma)
  • Infection
  • Nerve damage
  • Reaction to anesthesia

As with any cosmetic surgery, it’s important to consult with a highly experienced, board-certified plastic surgeon. Be sure to ask about their training, experience and adherence to the American Board of Cosmetic Surgery safety protocols.

Address Stubborn Belly Fat With Lipo 360

If you’re unhappy with the way your midsection looks, Lipo 360 may be a great option for you. You can treat multiple areas — from love handles to back fat — with a single procedure for a balanced and symmetrical silhouette.

Frequently Asked Questions About Lipo 360

Do you still have questions about Lipo 360? Here are answers to some of the most commonly asked questions about this procedure.

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Financing a Lipo 360 With the CareCredit Credit Card

Ready to revitalize your appearance and boost your confidence? The CareCredit credit card makes it easy to pay for Lipo 360 and related expenses not covered by health insurance.* Use our find a doctor or cosmetic surgeon near you that accepts CareCredit so you can stop dreaming and start living your best life. Continue your wellness journey by downloading the CareCredit Mobile App to manage your CareCredit account, find a provider on the go and easily access the Well U blog for more great articles, podcasts and videos.

In addition to cosmetic procedures, you can also use your CareCredit credit card for dentistry, pet care, vision, hearing, health systems, dermatology, pharmacy purchases, spa treatments and so much more within the CareCredit network. How will you invest in your health and wellness next?

Author Bio

Kate Bayless is a health and wellness freelance writer with 20 years of experience. Her work has appeared in Parents, Women's Health, Beachbody and OpenFit.

*Subject to credit approval.

**Actual cost may vary widely by provider, location, practice type, fees/materials, the specific service performed and current market conditions (including seasonal pricing, local demand and promotions). Cost information is based on research in the 50 United States and the District of Columbia. National averages are displayed for U.S. territories. Research was conducted by ASQ360° in 2026 on behalf of Synchrony’s CareCredit. Fees such as “in-office visit” may be charged in addition to the procedure costs.

The information, opinions and recommendations expressed in the article are for informational purposes only. Information has been obtained from sources generally believed to be reliable. However, because of the possibility of human or mechanical error by our sources, or any other, Synchrony and any of its affiliates, including CareCredit, (collectively, “Synchrony”) does not provide any warranty as to the accuracy, adequacy or completeness of any information for its intended purpose or any results obtained from the use of such information. The data presented in the article was current as of the time of writing. Please consult with your individual advisors with respect to any information presented.

© 2026 Synchrony Bank.

Sources:

1 “8 Ways to lose belly fat and live a healthier life,” Johns Hopkins Medicine. Accessed August 12, 2026. Retrieved from: https://www.hopkinsmedicine.org/health/wellness-and-prevention/8-ways-to-lose-belly-fat-and-live-a-healthier-life

2 “Lipo 360 vs. traditional liposuction: Key differences and benefits,” Exert Body Sculpt. Accessed August 12, 2026. Retrieved from: https://exertbodysculpt.com/blog/lipo-360-vs-traditional-liposuction/

3 “Get the full picture: Everything you need to know about Lipo 360,” Dr. Connie Hiers Plastic Surgery and Med Spa. Accessed August 12, 2026. Retrieved from: https://findyourbeautiful.com/liposuction/360-lipo-360-degree-liposuction/

4 2026 Synchrony Average Procedural Cost Study for Cosmetic Practices Across the United States, conducted by ASQ360° Market Research.

5 “Can you get liposuction covered by insurance? What to know,” Orlando Liposuction Specialty Clinic. Accessed August 12, 2026. Retrieved from: https://www.orlandoliposuction.com/blog/can-you-get-liposuction-covered-by-insurance-what-to-know/

6 “Lipo 360 official guide,” Lipo360.com. Accessed August 12, 2026. Retrieved from: https://www.lipo360.com/

7 “What is Lipo 360?” Phoenix Liposuction Center. Accessed August 12, 2026. Retrieved from: https://phoenixliposuction.com/procedures/liposuction/lipo-360/

8 “Is Lipo 360 safe?” Mia Aesthetics. Accessed August 12, 2026. Retrieved from: https://miaaesthetics.com/cosmetic-plastic-surgery/body/lipo-360/is-it-safe/