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Fleur-de-Lis Tummy Tuck Cost and Procedure Guide

The national average cost of a fleur-de-lis tummy tuck can range from $9,159 to $22,646. Learn more about how the procedure works and what you might expect to pay.

Written by Jordan Rosenfeld

September 04, 2026

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Key Takeaways

  • The average cost of a Fleur-de-lis tummy tuck in the U.S. is $13,117, but it can range from $9,159 to $22,646 depending on your location, the extent of the surgery and other factors.
  • Designed to address significant skin laxity, such as that following major weight loss, this cosmetic surgery removes excess skin vertically and horizontally for improved contouring.
  • The CareCredit credit card can help you finance a Fleur-de-lis tummy tuck and pay over time with convenient monthly payments.*

If excess or loose skin around your midsection is taking a toll on your self-confidence, a tummy tuck may be just the boost you need. There are several tummy tuck options available, depending on what your doctor may recommend. Let's take a look at one of these types, the Fleur-de-Lis tummy tuck.

What Is a Fleur-de-Lis Tummy Tuck?

In a Fleur-de-Lis tummy tuck, two types of tummy tuck incisions are combined, enabling a surgeon to cut away additional excess skin.1 A horizontal incision is made across the lower abdomen, along with a vertical incision that travels from just below the breastplate to the belly button and pubic area.1 The shape drawn on the abdomen before surgery resembles a French symbol, known as the fleur-de-lis, or lily flower.2

A Fleur-de-Lis tummy tuck is a modified version of a traditional tummy tuck that uses both vertical and horizontal incisions to remove a greater amount of excess skin and tissue. It will produce two scars that resemble an upside-down letter T.2

How Much Does a Fleur-de-Lis Tummy Tuck Cost?

The national average cost** of a Fleur-de-Lis tummy tuck in the U.S. is $13,117, but the cost can range between $9,159 and $22,636.5 This does not include anesthesia, operating room facilities and other fees.6

Because a Fleur-de-Lis tummy tuck requires two types of incisions and sometimes a greater amount of skin removal, costs can vary widely for this procedure.

Calculate the cost of a Fleur-de-lis tummy tuck near you**

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Average cost of a Fleur-de-Lis tummy tuck by state/district

Below is the average cost** of a Fleur-de-Lis tummy tuck in all 50 states and the District of Columbia:5

State/District Average cost
Alabama $11,566
Alaska $14,080
Arizona $12,811
Arkansas $11,336
California $15,957
Colorado $14,028
Connecticut $14,234
Delaware $13,032
District of Columbia $15,538
Florida $12,870
Georgia $12,528
Hawaii $15,045
Idaho $12,129
Illinois $12,999
Indiana $12,244
Iowa $12,100
Kansas $11,939
Kentucky $11,758
Louisiana $12,013
Maine $12,562
Maryland $13,742
Massachusetts $14,757
Michigan $12,395
Minnesota $13,555
Mississippi $11,382
Missouri $12,188
Montana $13,200
Nebraska $12,173
Nevada $13,245
New Hampshire $13,786
New Jersey $14,801
New Mexico $12,109
New York $14,906
North Carolina $12,330
North Dakota $13,197
Ohio $12,066
Oklahoma $11,803
Oregon $13,817
Pennsylvania $12,824
Rhode Island $13,657
South Carolina $12,208
South Dakota $13,216
Tennessee $12,021
Texas $12,935
Utah $12,457
Vermont $13,054
Virginia $13,004
Washington $14,637
West Virginia $12,040
Wisconsin $12,612
Wyoming $13,246

Are Fleur-de-Lis Tummy Tucks Covered by Insurance?

Most of the time, tummy tucks of all kinds — including the Fleur-de-Lis — are not considered medically necessary and thus not covered by health insurance.6 However, an exception may be made if the excess abdominal skin causes ongoing rashes that don’t improve with treatment.1 If it can be shown that this interferes with your daily functioning and activities of daily living, some insurance companies may cover some of your tummy tuck costs.1

How Can You Pay for a Fleur-de-Lis Tummy Tuck?

There are several ways to pay for a Fleur-de-lis Tummy Tuck, depending on what your provider offers and your budget. Some pay upfront with cash, check or a credit/debit card. Others may choose a payment plan offered through the practice.

If you’d prefer to pay over time, the CareCredit credit card is another option many patients use for out-of-pocket health and wellness services. If approved, you can make monthly payments (with promotional financing options where available.) Promotional financing options vary, so review the details and ask the office whether they accept CareCredit before deciding.

Who Is a Good Candidate?

Fleur-de-Lis tummy tucks are ideal for people who have lost a lot of weight and have an excess amount of loose skin remaining.2 A tummy tuck is technically permanent, but further changes in weight can reduce the benefits.3 For this reason, it is ideal for people who plan or wish to become pregnant to wait until they are done having children to obtain the procedure.3 People getting this treatment should also be in good health without any underlying health conditions that might negatively impair healing, and maintain their health through good nutrition and regular exercise.4

How a Fleur-de-Lis Tummy Tuck Works

Understanding how a Fleur-de-Lis tummy tuck works may help you make an informed choice about your procedure. Here's a brief breakdown of what the procedure can entail.

Preparation

A tummy tuck is a surgical procedure, so your surgeon or doctor may ask you to do the following in advance:7

  • Add or adjust medications
  • Cease taking aspirin, anti-inflammatory drugs and herbal supplements that may increase bleeding
  • Obtain lab tests
  • Stop smoking
  • Undergo a medical evaluation

If you opt for an outpatient procedure, you will need someone to drive you to and from surgery and possibly stay with you for that first night after surgery.7

Procedure

Although the procedure may vary from surgeon to surgeon, the general overview involves the following steps:8

  1. Administering anesthesia (intravenous or general). Anesthesia is the medicine that makes you comfortable during a surgical procedure. Intravenous anesthesia can be delivered while you're awake, but you should not feel pain. General anesthesia puts you to sleep.
  2. Making incisions. A traditional tummy tuck usually involves a horizontal incision between the pubic line and the belly button. In the Fleur-de-Lis tummy tuck, which includes horizontal and vertical incisions, the horizontal incision may be made before the vertical one in order to remove additional excess skin.
  3. Skin tightening and trimming. The surgeon will pull the skin down, somewhat like a window shade. Any excess skin will be trimmed, and then what remains is stitched together, leaving an opening for the belly button, which will be pushed through and stitched into place.
  4. Closing the incisions. Once the surgery is done, the surgeon will close up the incision with one of several options — stitches, surgical tape or surgical clips.

Potential Side Effects

Any surgical procedure can involve potential side effects or complications that may arise. These could include:9

  • Asymmetry in the shape of your abdomen after surgery
  • Bleeding
  • Deep vein thrombosis (blood clot) with cardiac and pulmonary complications
  • Fat necrosis (when fatty tissue dies)
  • Fluid retention
  • Infection
  • Numbness
  • Pain that persists
  • Problems associated with anesthesia

Other possible complications could include the need for revision surgery, recurring looseness of skin due to weight changes, skin discoloration and scarring.9

Your surgeon may suggest a scar-reducing cream or even laser therapy to help correct uneven skin tone due to scarring.10

Recovering From a Fleur-de-Lis Tummy Tuck

The recovery process will vary among individuals, but you will most likely have bandages applied to your incisions and may even receive a compression garment to reduce swelling and support your healing. In some cases, small drains may be placed temporarily beneath the skin to drain fluid or blood that collects.11

Your healthcare provider should give you instructions on how to care for the surgical sites and drains, as well as which medications to apply, concerns to look for and when to follow up with your surgeon.11

Initial results will take time to fully reveal themselves as the swelling of surgery goes down and until you can stand fully upright. It may take one to two weeks before you can stand straight enough to see the results, and longer than that for full healing to conclude.12

Financing a Fleur-de-Lis Tummy Tuck With the CareCredit Credit Card

Ready to revitalize your appearance and boost your confidence? The CareCredit credit card makes it easy to pay for Fleur-de-Lis tummy tucks and related expenses not covered by health insurance.* Use our Acceptance Locator to find a doctor or cosmetic surgeon near you that accepts CareCredit so you can stop dreaming and start living your best life. Continue your wellness journey by downloading the CareCredit Mobile App to manage your CareCredit account, find a provider on the go and easily access the Well U blog for more great articles, podcasts and videos.

In addition to cosmetic procedures, you can also use your CareCredit credit card for dentistry, pet care, vision, hearing, health systems, dermatology, pharmacy purchases, spa treatments and so much more within the CareCredit network. How will you invest in your health and wellness next?

Author Bio

Jordan Rosenfeld has been freelance writing for 21 years about finances, health, education and more. Her work has appeared in The Atlantic, The Billfold, Good Magazine, GoBanking Rates, Daily Worth, Quartz, Medical Economics, The New York Times, Paypal, The Washington Post and more.

*Subject to credit approval.

**Actual cost may vary widely by provider, location, practice type, fees/materials, the specific service performed, and current market conditions, including seasonal pricing, local demand, and promotions. Cost information is based on research in the 50 United States and the District of Columbia. National averages are displayed for U.S. territories. Research was conducted by ASQ360° in 2025-2026 on behalf of Synchrony’s CareCredit. Fees such as “in-office visit” may be charged in addition to the procedure costs.

The information, opinions and recommendations expressed in the article are for informational purposes only. Information has been obtained from sources generally believed to be reliable. However, because of the possibility of human or mechanical error by our sources, or any other, Synchrony and any of its affiliates, including CareCredit, (collectively, “Synchrony”) does not provide any warranty as to the accuracy, adequacy or completeness of any information for its intended purpose or any results obtained from the use of such information. The data presented in the article was current as of the time of writing. Please consult with your individual advisors with respect to any information presented.

© 2026 Synchrony Bank. 

Sources:

1 "Abdominoplasty or tummy tuck," The American Society of Bariatric Plastic Surgeons. Accessed July 17, 2026. Retrieved

2 “What is a Fleur-de-lis tummy tuck?” Richmond Aesthetic Surgery. Accessed July 17, 2026. Retrieved from: https://www.richmondplasticsurgery.com/body/fleur-de-lis-abdominoplasty/

3 "Tummy tuck: What is a tummy tuck?" American Society of Plastic Surgeons. Accessed July 17, 2026. Retrieved from: https://www.plasticsurgery.org/cosmetic-procedures/tummy-tuck

4 "Fleur-de-lis tummy tuck," Princeton Plastic Surgeons. Accessed July 17, 2026. Retrieved from: https://www.drhamawy.com/body/fleur-de-lis-tummy-tuck/

5 2026 Synchrony Average Procedural Cost Study for Cosmetic Practices Across the United States, conducted by ASQ360° Market Research.

6 "Tummy tuck: How much does a tummy tuck cost?" American Society of Plastic Surgeons. Accessed July 17, 2026. Retrieved from: https://www.plasticsurgery.org/cosmetic-procedures/tummy-tuck/cost

7 "Tummy tuck: How should I prepare for a tummy tuck?" American Society of Plastic Surgeons. Accessed July 17, 2026. Retrieved from: https://www.plasticsurgery.org/cosmetic-procedures/tummy-tuck/preparation

8 "Tummy tuck: What are the steps of a tummy tuck procedure?" American Society of Plastic Surgeons. Accessed July 17, 2026. Retrieved from: https://www.plasticsurgery.org/cosmetic-procedures/tummy-tuck/procedure

9 "Tummy tuck: What are the risks of tummy tuck surgery?" American Society of Plastic Surgeons. Accessed July 17, 2026. Retrieved from: https://www.plasticsurgery.org/cosmetic-procedures/tummy-tuck/safety

10 "Medical treatment for scars and keloids," NYU Langone Health. Accessed July 17, 2026. Retrieved from: https://nyulangone.org/conditions/scars-keloids/treatments/medical-treatment-for-scars-keloids

11 "Tummy tuck: What should I expect during my tummy tuck recovery?" American Society of Plastic Surgeons. Accessed July 17, 2026. Retrieved from: https://www.plasticsurgery.org/cosmetic-procedures/tummy-tuck/recovery

12 "Tummy tuck: What results should I expect after a tummy tuck?" American Society of Plastic Surgeons. Accessed July 17, 2026. Retrieved from: https://www.plasticsurgery.org/cosmetic-procedures/tummy-tuck/results