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Emergency Vet Visit Cost and Veterinary Financing

Use CareCredit for veterinary procedures financing

If your family includes a pet, you probably budget for necessary veterinary care including routine checkups, tests, and vaccines. But what about that much dreaded and unpredictable emergency vet visit? As most seasoned pet owners have discovered, accidents will happen, and unexpected illnesses can occur, so it’s best to have a plan in place for how to cover pricey pet emergencies. This guide covers emergency vet visit costs and veterinary financing to help you decide the best pet emergency plan for your household.

How much does an emergency vet visit cost?

The average cost of an emergency vet visit is $800-$1500.1 And if your dog or cat needs surgery, that can end up adding thousands of dollars to your vet bill.

How much does an emergency vet visit cost with insurance?

Pet insurance can offset some of the costs of an emergency vet visit, with different pet insurance companies and plans offering varying coverage that can range from 60-90 percent reimbursement for emergency vet care. Some pet insurance companies, like Pets Best , offer low-cost Accident Only Coverage for pet owners on a budget. Pets Best Accident Only Coverage can be helpful if you’re faced with broken legs, accidental swallowing, snake bites, and more.

How can I finance and pay for an emergency vet visit?

Not all vets offer in-house payment plans but it doesn’t hurt to ask if you can pay for your pet’s emergency care in installments over time. Also, check with your local humane society or animal shelter to see if they can provide emergency veterinary care at a reduced cost. A credit card is also a convenient way to finance emergency pet care.

Can I use my CareCredit card for an emergency vet visit?

Yes, you can use your CareCredit credit card at locations in the CareCredit network to finance a wide range of pet-related expenses, including emergency accident and illness veterinary care. With CareCredit, you can use your card again and again to pay for a wide range of pet needs — you can even charge your pet’s food and nutrition on your CareCredit credit card. Go to Pet-Care/Emergency-Critical-Care/ to find an emergency vet near you that accepts CareCredit.

This content is subject to change without notice and offered for informational use only. You are urged to consult with your individual business, financial, legal, tax and/or other advisors with respect to any information presented. Synchrony and any of its affiliates, including CareCredit, (collectively, "Synchrony") makes no representations or warranties regarding this content and accept no liability for any loss or harm arising from the use of the information provided. Your receipt of this material constitutes your acceptance of these terms and conditions.

1“Are you prepared for a pet emergency? Most Americans are not,” Carmen Reinicke, 6/14/18. Retrieved from:

Use CareCredit for veterinary procedures financing

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