Care Credit for Providers: Empowering Practices With Financing Solutions

Flexible financing options are becoming increasingly important as patients and clients seek more affordable ways to manage health expenses, from routine checkups to elective treatments. That’s where third-party financing like CareCredit comes in, providing integrated financing solutions that can empower practices and enhance the patient experience.

CareCredit has been a trusted financing partner for over 35 years, serving 285,000 provider and retailer locations across more than 50 specialties nationwide. This depth of experience puts CareCredit in a unique position to offer transparent, reliable financing that benefits both patients and practices. With more than 12 million open cardholders, the CareCredit credit card is widely used by consumers interested in financing out-of-pocket health, wellness and elective care expenses.

CareCredit offers promotional financing options for qualifying purchases of $200 or more. The application process is fast and convenient: Patients can receive an instant decision with no hard credit checks during prequalification, helping to make it easier to say yes to care without the concern of upfront costs.

Boost Patient Loyalty With Integrated Payment Solutions

Financing solutions offered by CareCredit are designed to integrate seamlessly into your existing payment workflows via leading software platforms. This can lead to streamlined payments processing, helping reduce administrative effort and support faster patient checkouts. Businesses receive upfront payments within two business days, while CareCredit manages billing and collections to support reduced financial risk and improved cash flow.

Moreover, cardholders can repeatedly use CareCredit at your location, encouraging return visits and helping build customer loyalty. This approach helps turn patient financing into an ongoing relationship that can encourage patient retention and support practice growth.

Transparent Fees, Proven Satisfaction

Providers appreciate clear, consistent merchant fees, which can help eliminate cost uncertainty. According to the 2025 CareCredit Cardholder Satisfaction Tracker, 86% of cardholders say they are satisfied with CareCredit — a testament to its strong reputation and patient trust.¹

Practice-Enhancing Support

Beyond financing, CareCredit offers ongoing marketing resources and training to help your team effectively promote these financing solutions. This dedicated support can help your practice maximize the benefits of third-party financing without added complexity.

Ready to Grow Your Practice?

Offering CareCredit means delivering a flexible, integrated financing solution that can help empower more patients to move forward with the care they want or need, while supporting your practice’s financial health.

Healthcare payment and financing solution

The CareCredit health and wellness credit card helps improve the payment experience for patients and clients, and your financial performance.

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