Check CareCredit Prequalification Easily — Here’s How

With CareCredit’s real-time prequalification check, your patients or clients can check their eligibility through a soft credit inquiry that does not impact their credit score. This self-guided process can help them come prepared with a way to pay for recommended care, making financial conversations easy for you and allowing you to focus on delivering quality care. This helps you offer a patient payment solution that works for your patients and your practice.

Here are some key benefits and steps from our downloadable guide (link below):

Prequalification Highlights

• No impact on credit score
• Easy process for patients and convenient for providers
• Patients can check if they prequalify for the CareCredit credit card anytime, anywhere via their own device
• Real-time prequalification check helps patients easily apply and learn more about financing options for recommended care

Patient benefits

• Helps reduce barriers with a soft inquiry that does not affect credit scores
• Quick, real-time response
• If approved, enables patients to come prepared with a payment option for recommended care

Provider benefits

• Helps you facilitate easier financial discussions without the need to disclose credit denials
• Allows providers to focus on care while patients access a self-guided financing experience via a custom link
• May support increased treatment acceptance by offering a convenient payment method

How It Works

1. Initiate. Patients start via your custom link, QR code, or at carecredit.com.
2. Verify. Patients enter last four digits of their Social Security number and mobile phone number, then follow prompts.
3. Prequalify. A soft inquiry verifies identity without impacting credit scores and may generate a prequalification offer.
4. Respond. If eligible, patients can accept the offer and submit an application, triggering a hard credit inquiry and credit decision.
5. Pay. Approved cardholders can use their CareCredit card account immediately for recommended treatments or procedures at enrolled locations.