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A simple financing solution for patients and clients, tailored for businesses and practices.

The CareCredit credit card helps empower your patients or clients to pay for services they want and need, while supporting your business goals.
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Behavioral Health
Treating the whole patient includes their mental health and well-being. Across the country, Behavioral Health is top of mind for so many. CareCredit is now available to give your patients and clients a way to pay for the support they need to begin and complete their behavioral health journey.
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Together, we can help meet the needs for Behavioral Health services.

CareCredit can help provide your patients and clients with the financial confidence of knowing they have a way to pay for the behavioral healthcare services they and their families need. They can also use the same CareCredit card again and again at your practice, to ensure they can engage with the recommended care you provide, and they need.

7 M
Report unmet mental health support need

7 million Americans have reported an unmet need for mental health support due to costs4

1 in 2
Would postpone a procedure

55% of cardholders postponed or reduced a treatment's scope if CareCredit was not available2

Resources for your business

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March 2026

CareCredit Cost Estimator Tools Can Help Break Down the Cost of Care

Utilize CareCredit’s cost estimator tools to help your patients or clients estimate monthly costs and fit care into their budget.

1 min read

March 2026

A Financing Toolkit To Help You Achieve Peak Financing Program Performance

CareCredit offers simple tools to help you reach the top.

2 min read
View Resources
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Chiropractic Image
Chiropractic
From spinal and joint adjustments to pain management, acupuncture, massage therapy and other chiropractic services, when your practice offers CareCredit's financing options to patients, you're giving them financial peace of mind to help them move forward with your recommended care.
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Bringing chiropractic patients into alignment with healthy payment options.

When patients learn how CareCredit payment options spread the costs of chiropractic care over time, they have the budgetary confidence to proceed with your recommended care, including standard chiropractic needs, pain management modalities, nutritional support, and other products and services. What's more, we have options with 0 interest if paid in full within 6, 12, 18 or 24 months and reduced APR financing options with fixed monthly payment options for longer terms.  You can customize your financing options and patients can decide which one works best for them – another way you're helping patients feel better every visit.
 
At CareCredit, we're committed to your success. That's why we pay you within two business days. Plus, when your practice joins the CareCredit network, you'll be a part of our network of 12,000+ chiropractic providers-many of whom have experienced success and stability as a CareCredit partner.
12,000 +
Chiropractic locations

Reach new patients in the CareCredit network

6.6X
Higher average charge

CareCredit cardholders have a 6.6X higher average charge than spending on a typical general-purpose credit card3

Resources for your business

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July 2024

How Cost Impacts the Patient and Provider Journey

How does cost factor into the decisions patients make about the care they receive? Learn research findings that explain the impact of cost throughout the patient journey, as well as the role providers are playing in cost discussions.

10 min read

March 2026

CareCredit Cost Estimator Tools Can Help Break Down the Cost of Care

Utilize CareCredit’s cost estimator tools to help your patients or clients estimate monthly costs and fit care into their budget.

1 min read

March 2026

A Financing Toolkit To Help You Achieve Peak Financing Program Performance

CareCredit offers simple tools to help you reach the top.

2 min read
View Resources
Back to specialtiesBack to specialties
Cosmetic Surgery Image
Cosmetic
From breast augmentation, liposuction, and rhinoplasty to a wide range of non-invasive procedures and specialty products, CareCredit's financing options empower cosmetic practices to give your patients financial peace of mind to get the care they want or need to look and feel their best.
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Day Spa & Salon
From regular spa and salon treatments to a day of relaxation and rejuvenation, CareCredit's flexible financing options empower spa and salon businesses to help your clients pay for and upgrade their spa and salon experience to move forward with the services and products they want.
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CareCredit helps your clients indulge - and feel good about it.

Accepting the CareCredit credit card is a simple way to help your spa and salon clients get the care they want and need, helping to increase your revenue and boost your business. That's because the financial peace of mind offered with the CareCredit special financing options frees cardholders to make impromptu decisions-and make appointments-to treat themselves to a wide variety of your sumptuous spa and salon services.
 
And since CareCredit can be used again and again, you can keep clients relaxed and contented time after time.
81 %
Cosmetic providers

Say they enroll so they can offer an alternate payment option to patients

53 %
Cosmetic Providers

Agree CareCredit helps attract new clients when used in marketing and communications

Resources for your business

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July 2024

How Cost Impacts the Patient and Provider Journey

How does cost factor into the decisions patients make about the care they receive? Learn research findings that explain the impact of cost throughout the patient journey, as well as the role providers are playing in cost discussions.

10 min read

March 2026

CareCredit Cost Estimator Tools Can Help Break Down the Cost of Care

Utilize CareCredit’s cost estimator tools to help your patients or clients estimate monthly costs and fit care into their budget.

1 min read

March 2026

A Financing Toolkit To Help You Achieve Peak Financing Program Performance

CareCredit offers simple tools to help you reach the top.

2 min read
View Resources
Back to specialtiesBack to specialties
Dental Image
Dental
From restorative, preventive, and specialized care including orthodontics, endodontics, crowns, veneers, implants, even clear aligners, CareCredit's financing options are designed with dental practices in mind to provide your patients the flexibility to receive dental care now, and pay over time.
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Dermatology
From dermatologic and aesthetic care, prescriptions, skincare products and more, CareCredit's flexible financing options empower dermatology practices to help get your patients the care they want or need and pay for it in budget-friendly ways.
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Fertility
Your patients may want to move forward with your fertility treatment plan but are concerned about how to fit the cost of care into their budget. Synchrony has two solutions that may make the financial side of fertility treatment less stressful for patients and help them proceed with care.
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Funeral
With financing solutions from Synchrony, you can help ease the burden of unexpected costs for families, allowing them to honor their loved ones how they want to for meaningful tributes.
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Hearing
From routine hearing tests to surgical procedures, cochlear implants, hearing aids, and other devices, CareCredit's financing options empower audiology and hearing practices to help patients with the financial peace of mind and care that can improve their hearing and their confidence.
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Health System & Hospital
The CareCredit health and wellness credit card helps improve patient experience and health system financial performance. When you accept CareCredit, you give patients confidence in knowing that they have a convenient way to pay their out-of-pocket costs.
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Home Medical Equipment
From motorized scooters and power wheelchairs to remote-controlled lift chairs and recliners, offering CareCredit's flexible financing options to your patients helps give them an affordability solution—and your business a financial advantage - that help both go further than ever.
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Taking patients and businesses new places.

Helping patients maintain an independent lifestyle is important to their physical and mental well-being. But purchasing home medical equipment can often be a challenge. Fortunately, the budget-friendly financing options of CareCredit provide convenient and flexible ways to help patients afford the deductibles, copays, and coinsurance of home medical equipment and supplies-so they can get the most out of your recommended equipment.
 
To make financial conversations more comfortable for you and your staff, at CareCredit we provide tips, tools and scripts that help patients understand how CareCredit lets them spread payments over time with flexible financing options. Which helps give them the budgetary peace of mind to purchase the equipment you recommend as best for their needs. And put your treatment plan on the move.
89 %
CareCredit cardholders

Say they are likely or very likely to use the card again1

$2,053
Average first transaction

For a patient opening a CareCredit credit card in a Durable Medical Equipment location

Resources for your business

View All

July 2024

How Cost Impacts the Patient and Provider Journey

How does cost factor into the decisions patients make about the care they receive? Learn research findings that explain the impact of cost throughout the patient journey, as well as the role providers are playing in cost discussions.

10 min read

March 2026

CareCredit Cost Estimator Tools Can Help Break Down the Cost of Care

Utilize CareCredit’s cost estimator tools to help your patients or clients estimate monthly costs and fit care into their budget.

1 min read

March 2026

A Financing Toolkit To Help You Achieve Peak Financing Program Performance

CareCredit offers simple tools to help you reach the top.

2 min read
View Resources
Back to specialtiesBack to specialties
medical spa image
Med Spa
Whether your Medical Spa practice provides injectables, fillers, chemical peels, laser hair removal, or a wide variety of other procedures, offering CareCredit's convenient financing options helps give financial peace of mind to your patients who want to look and feel their best.
Learn More View Resources
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Medical & Specialties
From OB-GYN, allergy, and immunology practices to anesthesiology, ambulatory surgery centers and more, you can count on CareCredit as a financial solutions partner that advances your practice and empowers your patients to spread payments for out-of-pocket expenses over time.
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Payment peace of mind for Medical and other Specialties.

When you offer CareCredit to patients, you make it easier to help them get the care they want and need. That’s because our flexible financing options provide patients with a proven way to handle the expenses of treatments or procedures not covered by insurance, including high deductibles, co-pays, and coinsurance. All while your practice is paid in full within two days of treatment or services.
 
Partnering with CareCredit can help advance your financial and business success by helping you treat more patients.
  • Allergy & Immunology
  • Anesthesiology
  • Ambulatory Surgery Center (ASC)
  • Cord Blood Storage
  • Colorectal (Proctology)
  • Endocrinology 
  • Ear, Nose & Throat (ENT)
  • Gastroenterology
  • Imaging & Radiology
  • Medical Equipment (DME)
  • Medical Transport
  • Nephrology
  • Neurology
  • Orthopedics
  • Orthotics & Prosthetics 
  • Phlebology
  • Physiatry
  • Physical Therapy
  • Podiatry
  • Rheumatology
  • Sleep Medicine
  • Urology
  • Vascular Surgery

Having a CareCredit card gives patients the financial confidence of knowing they can fit care for themselves and their families into budgets - and do so across a network of 285,000+ providers nationwide. And since our fast and easy prequalification process sends immediate approval responses, patients can use their CareCredit credit card right away when it's approved. What's more, they can utilize the same CareCredit card repeatedly at your practice, to ensure they get the ongoing, recommended care you provide.

90 %
Use CareCredit again

90% of cardholders say they are likely or very likely to use their CareCredit credit card again2

1 in 2
Would postpone procedure

55% of cardholders postponed or decreased their procedure’s scope if CareCredit was not available2

Resources for your business

View All

March 2026

CareCredit Cost Estimator Tools Can Help Break Down the Cost of Care

Utilize CareCredit’s cost estimator tools to help your patients or clients estimate monthly costs and fit care into their budget.

1 min read

March 2026

A Financing Toolkit To Help You Achieve Peak Financing Program Performance

CareCredit offers simple tools to help you reach the top.

2 min read
View Resources
Back to specialtiesBack to specialties
ophthalmology image
Ophthalmology
From LASIK, PRK refractive procedures, laser cataract surgery, and premium IOLS to retinal conditions, to dry eye treatments, the helpful financing options from CareCredit give ophthalmologists a powerful tool to help patients accept a wide range of vision care when and where it’s recommended or required.
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Optometry image
Optometry
From dispensing eyewear and contact lenses to dry eye treatments, vision therapy programs, myopia management, and sports vision training, CareCredit's financing options empower your optometry practice to help patients access eyecare when and where it’s needed, then pay over time.
Learn More View Resources
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Orthopedic
From treatment for painful chronic conditions to surgery for acute injuries and more, CareCredit’s convenient financing options are designed with orthopedic practices in mind to provide your patients the flexibility to receive their full treatment now and pay over time.
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Offer your orthopedic patients a simple, flexible financing solution

Billing and collections are consuming additional time and effort as more patients face higher deductibles, co-pays, and out-of-pocket expenses. That's why orthopedic practices, like yours, are adding a payment solution to help patients. CareCredit is a dedicated health and wellness credit card with promotional financing options that give patients a way to help fit the care they want or need into their budget. Whether it’s a planned or unplanned orthopedic expense. With CareCredit, patients can make convenient monthly payments for everything from treatment for painful chronic conditions to surgery for acute injuries.

At CareCredit, we're committed to your success. That's why we pay you within two business days. Plus, when you enroll with CareCredit, you'll be part of our network of 285,000+ locations.

74 %
Providers report

It takes more than one month to collect after a patient encounter5

43 %
Orthopedic Providers

have concerns about the length of time to collect payments6

Resources for your business

View All

March 2026

CareCredit Cost Estimator Tools Can Help Break Down the Cost of Care

Utilize CareCredit’s cost estimator tools to help your patients or clients estimate monthly costs and fit care into their budget.

1 min read

March 2026

A Financing Toolkit To Help You Achieve Peak Financing Program Performance

CareCredit offers simple tools to help you reach the top.

2 min read
View Resources
Back to specialtiesBack to specialties
therapies image
Physical Therapy
For Physical Therapy, Occupational Therapy, Speech Therapy, Sports Performance and Rehabilitation, CareCredit's convenient financing options empower your practice to give patients financial peace of mind while getting the full course of care they want or need.
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Give your patients a simple, flexible financing solution.

CareCredit helps your therapy practice serve more patients with our flexible financing options.
90 %
Use CareCredit again

90% of cardholders say they are likely or very likely to use their CareCredit credit card again2

1 in 2
Would postpone procedure

55% of cardholders postponed or decreased their procedure's scope if CareCredit was not available2

Resources for your business

View All

March 2026

CareCredit Cost Estimator Tools Can Help Break Down the Cost of Care

Utilize CareCredit’s cost estimator tools to help your patients or clients estimate monthly costs and fit care into their budget.

1 min read

March 2026

A Financing Toolkit To Help You Achieve Peak Financing Program Performance

CareCredit offers simple tools to help you reach the top.

2 min read
View Resources
Back to specialtiesBack to specialties
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Women's Health
Empower your patients to get the complete care they want or need, whether it's acute care, reproductive support, or wellness programs. Financing options with the CareCredit credit card can help make health and wellness more accessible and manageable for women.
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Provide the care women want or need while offering a way to manage cost

A CareCredit partnership enables women's health specialists to offer patients flexible financing options to help fit the cost of care into their budget.* It can give patients peace of mind that they have a way to pay and helps increase patient satisfaction.

The application process is fast and easy and provides patients with an instant decision. If approved, they can use their account immediately to pay for care. CareCredit's financing solution helps reduce time spent on billing. Also, practices receive payment within two business days.

1 in 2
Would postpone a procedure

55% of cardholders postponed or reduced a treatment's scope if CareCredit was not available2

$1,343
Average first transaction

For a patient opening a CareCredit credit card in an OB/GYN practice

Resources for your business

View All

March 2026

CareCredit Cost Estimator Tools Can Help Break Down the Cost of Care

Utilize CareCredit’s cost estimator tools to help your patients or clients estimate monthly costs and fit care into their budget.

1 min read

March 2026

A Financing Toolkit To Help You Achieve Peak Financing Program Performance

CareCredit offers simple tools to help you reach the top.

2 min read
View Resources

Real providers. Real results.

View all testimonials
CareCredit enhances my practice by allowing patients to get the needed treatment, but also ease the burden of the finance portion, so they can use the CareCredit credit card to extend those payments over a longer period of time.
Dr. Stephen Deal, DDS
Symmetry Modern Dentistry and Deal Family Dental
CareCredit gives people a way to move forward with something they may have wanted for a long period of time.
Dr. Nicholas Jones, Plastic Surgeon
Nip & Tuck Plastic Surgery
CareCredit takes the financial stress and worry off the table.
Dr. Jane Brewer, Chiropractor
Precision Chiropractic
I enthusiastically recommend the CareCredit credit card to my colleagues and to our clients.
Dr. Dan German, Orthodontist
Orthobrain

Ready to help more patients and clients get the care they want and need?

Ready to help more patients and clients get the care they want and need?

Get Started

1. CareCredit Provider Satisfaction Findings, 2022. CareCredit is a Synchrony solution.

2. CareCredit Cardholder Engagement Study, 2023. CareCredit is a Synchrony solution.

3. CareCredit 2020 Analytics and The Nilson Report–February 2021. CareCredit is a Synchrony solution.

4. KFF analysis of Substance Abuse and Mental Health Services Administration (SAMHSA)'s restricted online data analysis system (RDAS), National Survey on Drug Use and Health (NSDUH), 2019 and 2020, Substance Abuse and Mental Health Data Archive.

5. InstaMed, Trends in Healthcare Payments Twelfth Annual Report: 2021, published Mar. 2022.

6.CareCredit Healthcare Payments Benchmark, 2022. Specialty areas include allergy, anesthesiology, neurology, occupational therapy, orthopedics, physical therapy, podiatry, gastroenterology, rheumatology & urology. CareCredit is a Synchrony solution.