SearchHealthcare financing made easy
The CareCredit health and wellness credit card helps improve the payment experience, and helps your practice thrive.
1 STEP 1
Enroll to accept CareCredit
Fill out a quick form, talk to a member of our team about your exact needs, and we'll get you signed up.
We'll explain the program and processing fees and help you choose the financing options that work best for your business.
2 STEP 2
Promote to your patients or clients
Use our marketing materials and digital tools to make it easy to promote CareCredit wherever you communicate - from waiting rooms and websites to email and mobile devices.
3 STEP 3
Your patients or clients apply and pay
Patients or clients can see if they prequalify for the CareCredit credit card, apply, and pay right away - all on their mobile device. They just scan your custom QR code or click your link - it's that easy.
4 STEP 4
You get paid in 2 business days
When your patient or client pays with CareCredit, you get paid directly with no risk or recourse if they delay or default.* We manage it for you so you can focus on care.
One application. Two ways to pay.
A single, fast application can unlock payment options: credit card, installment loan, or a choice between the two.
Credit Card
Reusable credit for ongoing care
- Use again and again for health, wellness, beauty and animal care costs
- Shorter and longer-term special financing starting at 6 months for purchases of $200+
- Accepted at 290K+ locations and counting, nationwide
Pay Later Loan
One-time-use loan for bigger or more defined care plans
- Predictable monthly payments with a clear payoff timeline
- Pay over time available for purchases of $500+
- No surprises with fixed APR and terms, and closes once paid in full
Promotional Financing Options
Let’s get down to the details.
No Interest if Paid in Full
On qualifying purchases of
$200 or more
within 6 months
within 12 months
within 18 months
within 24 months
No interest is charged if the promo balance is paid in full within the promo period. Minimum monthly payments required.
Reduced APR with Fixed Monthly Payments
On qualifying purchases of
$1000 or more
17.90% APR for 24 months
18.90% APR for 36 months
19.90% APR for 48 months
On qualifying purchases of
$2500 or more
20.90% APR for 60 months
CareCredit is tailored to many industries. Let’s explore yours.
View All Industries
Ready to help more patients and clients get the care they want and need?
Ready to help more patients and clients get the care they want and need?
* Subject to the representations and warranties in the Agreement with Synchrony.