How It Works

Bringing CareCredit to your practice is easy. Simply complete this form, and a CareCredit representative will get in touch to answer any questions and help you get started.

Here's how it works:

  1. Illustration of tablet, phone, and an agent

    Patients or clients quickly apply in your practice, over the phone, or on their smart device – and get an instant credit decision.

  2. Illustration of CareCredit credit card

    Once approved, they can immediately use the CareCredit credit card to pay for deductibles, copays and coinsurance, and costs not covered by insurance.

  3. Illustration of a list of 6, 12, 18, and 24 months

    Cardholders can take advantage of promotional financing on purchases of $200 or more.*

  4. Illustration of a calendar work week

    Your practice gets paid within two business days, with no responsibility if the cardholder delays or defaults.**

  5. Illustration of CareCredit credit card

    Cardholders can use their CareCredit credit card to pay for repeat visits or treatments without reapplying*, so they’re always prepared with a way to pay.

Financing Options Minimum purchase amount
No Interest if Paid in Full within 6, 12, 18, or 24 months $200+
14.90% and Fixed Monthly Payments Required until Paid in Full for 24, 36 or 48 months $1,000+
16.90% and Fixed Monthly Payments Required until Paid in Full for 60 months $2,500+
Standard Account Terms up to $199

Ready to accept CareCredit and help your patients and clients move forward with care?

Already part of the CareCredit network and looking for support?
Call 800-300-3046, or log in to our provider website.