SearchThink of them as a bonded pair.
Together, the CareCredit health, wellness and pet care credit card and pet health insurance1 provide pet owners with a solution that helps them be financially prepared for a lifetime of vet care.2 And now, the two are seamlessly connected.
Pair CareCredit with:
Here’s how they work seamlessly together for pet owners who are CareCredit cardholders + currently enrolled in pet insurance plan:
Step 1
Your client brings in their pet for care. They come prepared with the CareCredit credit card and Pet Health Insurance options like Pumpkin and Pets Best.
Step 2
The vet team shares the cost for recommended treatment. The client uses their CareCredit card to pay and receives a copy of the invoice.
Step 3
On their participating pet insurance’s website, the client can choose to receive an automatic reimbursement credit directly to their CareCredit card for eligible expenses. They simply choose CareCredit as their direct deposit payment channel.
Step 4
Once the claim is processed, the client will receive an automatic reimbursement credit to their CareCredit credit card for eligible expenses.3
Learn how they work Better Together.
Now, the two solutions are seamlessly connected in a first-of-its kind payment experience that is simple, streamlined and friendly. It's great news to pet parents because it gives them a financial solution to help manage cost and payment that's simplified.
Be prepared for lifelong care.
The Synchrony Pet Lifetime of Care Study can help your practice understand the landscape your clients are facing, their stress points around cost of care and how to best address their needs.
*Subject to credit approval. See carecredit.com for details.
1Reimbursement capabilities are only enabled with Pets Best and Pumpkin currently.
2Pet - Lifetime of Care Study, Synchrony, June 2025. www.petlifetimeofcare2025.com.
3Charges not covered by insurance are the responsibility of the accountholder, and purchases with promotional financing must be paid within the promotional. Select CareCredit as your reimbursement method. See your CareCredit Assignment Agreement for details on reimbursement.
CareCredit is a credit product offered by Synchrony Bank. Independence Pet Holdings does not own, administer, or make decisions regarding CareCredit. An affiliate of Synchrony Bank holds a minority equity interest in an affiliate of Independence Pet Holdings.
Pets Best
Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address. For terms and conditions visit: https://www.petsbest.com/policy. Products are underwritten by American Pet Insurance Company (NAIC #12190), or Independence American Insurance Company (NAIC #26581), or MS Transverse Insurance Company (NAIC #21075) and administered by Pets Best Insurance Services, LLC, (NPN #8889658, CA agency #0F37530).
Pumpkin
For terms and conditions, visit: https://www.pumpkin.care/sample-plan/. Products are underwritten by either Independence American Insurance Company (NAIC #26581), or United States Fire Insurance Company (NAIC #21113), and produced by Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749; CA License #6001617). Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.