SearchPrequalifying for the CareCredit credit card
It’s easy for your patients or clients to see if they prequalify for the CareCredit credit card. It’s a soft credit check with no impact to their credit score*—and that’s good news for both them and your practice.
Benefits for your practice and patients or clients
Helps reduce barriers to care
Patients or clients can see if they prequalify and get real-time decisions with no impact to their credit score. If approved, they can accept the offer and use their new credit card right away.
Helps increase treatment acceptance
Prequalification provides a positive financial experience that can help patients or clients feel comfortable moving forward with a convenient way to pay.
Financing made easy
Make cost conversations with your patients or clients easier when you offer financing options to help them move forward with your recommended care.
Give patients or clients peace of mind by offering the ability to see if they prequalify
Custom link or QR code
Patients or clients can see if they prequalify directly from their own device by using your custom link or scanning your QR code.
Explore Contactless Financing
Dedicated In-Office Device
Patients or clients can use your dedicated tablet or computer to access a simple, self-guided financing experience.
Provider Center, PMS or CareCredit Integration
At the patient or client’s request, you can see if they prequalify** on their behalf while they’re in your office. It’s built right into the application process you already know.
Questions about prequalification?
At the consumer’s request, Synchrony Bank, the issuer of the CareCredit credit card checks to see if they can prequalify them for an offer of credit. This prequalification step has no impact to their credit score. If the consumer does prequalify and applies for a CareCredit credit card, this may impact their credit bureau score.
Prequalification allows them to see if they are likely to be approved if they apply for the CareCredit credit card without affecting their credit score.
- If they accept the offer of credit, they will complete the application and the hard inquiry may impact their credit score.
- If they do not accept the offer or they decline to apply, their credit score is not affected.
A prequalification offer is not an approval for credit. If an individual prequalifies for the CareCredit credit card, they must accept the offer to open an account and complete the application process, which is subject to credit approval.
The application process varies depending on how your patient or client submitted the prequalification request.
- Custom Link or QR code: The application must be completed within the same browser window.
- Provider Center or Practice Management Software: Simply complete the application within the software.**
If approved, they will receive a new CareCredit credit card account number that they can use to pay for care that same day.
Enhance your practice with CareCredit and the power of prequalification.
Enhance your practice with CareCredit and the power of prequalification.
*A soft inquiry verifies their identity and won’t impact their credit score. If prequalified, patients will receive an offer to apply for the CareCredit credit card. This will trigger a hard credit bureau inquiry which may impact their credit score.
**Except for providers in California who are prohibited under state law from submitting applications on behalf of patients for certain healthcare loans or lines of credit, including
the CareCredit credit card.