How Healthcare Financing Works | CareCredit

How CareCredit Works

The CareCredit healthcare credit card is accepted at over 175,000 providers nationwide and is designed to help you finance your health, beauty and wellness needs.

With CareCredit, you can pay for treatments and procedures for you and your family right away and then make convenient monthly payments.

The CareCredit healthcare credit card is:


Use it again and again as your own dedicated health and wellness credit line.*


Our promotional financing options make costly procedures and treatments more manageable, with convenient monthly payments that fit your budget.


You can choose from enrolled doctors or healthcare providers near you. Pay monthly or pay your balance off at any time.

Simple and straightforward.

Pay for the treatments or procedures you want, when you want them.

If your provider is not already accepting CareCredit, refer them to us so they can start accepting one of today’s most popular health and wellness payment solutions.

Live better, live well with the CareCredit healthcare credit card. Apply for your CareCredit credit card today!

Have more questions? Consult our FAQ section or contact us to find out more.

* Subject to credit approval. Minimum monthly payments required. Not all promotional financing options are available from all providers. Ask your provider which ones are available at their practice.

How It Works