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** The estimated monthly payment is the approximate amount required to be paid each month for the corresponding initial purchase (includes initial amount and applicable taxes) and assumes that no additional purchases or charges (i.e. late fee, credit insurance, etc.) are incurred nor the interest rate changes. Monthly payment amounts include principal and interest charges for Extended Payment Plans. The customer may pay more than the minimum amount due each month, and by doing so, the balance will be more quickly repaid and fewer finance charges will be incurred. For full description of the terms governing this account, refer to the CareCredit Credit Card Agreement with GE Capital Retail Bank.