Practices: Call 800-300-3046
Consumers interested in applying?


How do I get started?

To add CareCredit as your practice's Payment Option, just call 800-300-3046. Or get started by completing our online request form, which will be sent to CareCredit, at which time a representative will contact you to complete your enrollment process.

CareCredit is a winning solution for you, your practice, and your patients!

Is CareCredit easy for my practice to use?

Yes. We take care of the billing and collecting so valuable time can be better spent on other important responsibilities such as patient care and developing patient relationships. We provide the office staff with a personalized orientation, all the tools needed to present the program to your patients, and all the materials to quickly and efficiently process applications.

Is CareCredit widely used?

CareCredit is at work in more than 175,000 enrolled healthcare practices nationwide and has been used by over 7 million patients to get the treatment they want and need. CareCredit is endorsed by most major state and national associations. CareCredit is also recommended by leading practice management consultants.

How does my practice get paid?

Within two business days, the treatment fees are electronically deposited into your practice's bank account, less a minimal processing fee.

How do my patients apply for CareCredit?

Simply have the patient complete a short application. Then, your office staff sends in the necessary information via phone, or by using the online application to our credit center, which is open 7 days a week, 16 hours a day. Within minutes, or seconds if using the online application, a line of credit is granted to qualified applicants. Your office staff can then process charges to the patient's account immediately. It's that simple.

What if my patients don't pay their bills?

CareCredit is a non-recourse program, so if your patients delay payment or default, it's not your responsibility.

Is CareCredit HIPAA compliant?

The Health Insurance Portability and Accountability Act ("HIPAA") became effective in April 2003 and protects private information that your patients share with you and any "Business Associate" of yours. You are not required to have a Business Associate contract with CareCredit because the patient financing program typically does not include the exchange of patient health related information. CareCredit does take steps to ensure that any information about your patients is protected and used only for the purposes of the CareCredit program.

Does CareCredit provide support?

When you enroll in CareCredit, your office receives the best support in healthcare. CareCredit provides your staff members with a personalized orientation, which includes tips on how to present financial options to patients and helpful presentation tools. Your practice also receives all the ongoing supplies you'll need, free of charge.

How do I know if my patients will like CareCredit?

More than 175,000 enrolled healthcare providers have made CareCredit their practice's Payment Option and more than 7 million patients have been financed. Patients appreciate the proven benefits such as, flexible monthly payments, no initial cash outlay, and no initial account holder fees.

Why do I need to offer CareCredit if I already accept major credit cards?

Major credit cards may be a limited payment option for more comprehensive treatment. According to a recent credit card industry survey, the average person has only $300 of credit available on their consumer credit cards. Visa and MasterCard may be limited payment options for treatment fees of several hundred dollars or more. With CareCredit, your patients have a separate credit card that allows them to accept recommended treatment. Plus, they can schedule their treatment immediately.