Search
Enter Financing Amount
What amount would you like to finance?
Financing can help you pay for healthcare purchases with manageable monthly payments. This calculator will estimate your monthly payments based on the amount youâd like to finance and the promotional financing offer you choose.
No Interest if Paid in Full within the 6,12,18 or 24 months Promotional Period*
Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum Monthly Payments required.
On qualifying purchase of $200 or more made with your CareCredit credit card account at enrolled provider locations. Interest will be charged to your account (at the rate of 29.99% for new accounts) from the purchase date if the promotional purchase is not paid in full within the promotional period.
The Monthly Payment shown may be greater than the required minimum monthly payment that will be on your billing statement when you use the promotional financing offer.
This estimated payment:
Equals the greater of (a) the Amount Financed divided by the number of months in the Promotional Period, in which case it is only a suggested payment, or (b) $30, the currently required minimum monthly payment. Would pay off the Amount Financed within the Payoff Period, but only if there are no other balances on your account at any time during the Promotional Period and you make your payments on time. Your total payments will equal the amount of the Amount Financed.
If the Amount Financed is not paid in full within the Payoff Period, interest will be charged to your account from the purchase date and your total payments will be greater than the amount of the Amount Financed.
| Promo Period | Monthly Payments | Est. Payoff Period | Amount Financed |
|---|---|---|---|
| 6 Month | $450Suggested | 6 Months | $2,700 |
| 12 Month | $225Suggested | 12 Months | $2,700 |
| 18 Month | $150Suggested | 18 Months | $2,700 |
| 24 Month | $113Suggested | 24 Months | $2,700 |
Reduced APR and Fixed Monthly Payments Required Until Paid in Full**
On qualifying purchases made with your CareCredit credit card account at enrolled provider locations:
Purchases of $2,500 or more are eligible for a 60 months offer with a 20.90% APR
The estimated required monthly payment shown equals the promotional purchase amount multiplied by 4.9876% for the 24 month promo, 3.6605% for the 36 month promo, 3.0377% for the 48 month promo, and 2.6997% for the 60 month promo, rounded to the next highest whole dollar. During the last month(s) of the promo period the required monthly payment may be reduced due to this rounding. The sum of the required monthly payments will equal the cost of the amount financed. If you make the required payments by the due date each month, you should pay off the promotional purchase amount within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.
IMPORTANT: The information about the Required Fixed Monthly Payment shown assumes the following promotional financing offer is applied to the purchase:**
24 months offer with a 17.90% APR; or 36 months offer with a 18.90% APR; or 48 months offer with a 19.90% APR; or 60 months offer with a 20.90% APR.
| Promo Period | Monthly Payment: | Est. Payoff Period | Total Payments with Interest |
|---|---|---|---|
| 24 Month | $135 | 24 Months | $3,232 |
| 36 Month | $99 | 36 Months | $3,559 |
| 48 Month | $83 | 48 Months | $3,937 |
| 60 Month | $73 | 60 Months | $4,374 |
Interested in these financing options? Apply now for the CareCredit credit card.
Get StartedNot all providers offer all promotional financing options so please check with your healthcare providers on which financing options they offer.