The pre-determined time period during which your account has special financing terms. For purchases of $200 or more, CareCredit offers two types of promotional financing options.
For purchases of $200 or more, CareCredit offers two types of special financing options: 1) No Interest if Paid in Full Within 6, 12, 18 or 24 Months* On qualifying purchases of $200 or more made with your CareCredit credit card account. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Purchases eligible for 6, 12 or 18 month promotions: Minimum Monthly Payments required and may pay off purchase before end of promotional period. Purchases eligible for a 24 Month promotion: Fixed Monthly Payments required until paid in full and based on repayment over 24 months.
2) 14.90% APR and Fixed Monthly Payments Required Until Paid in Full**. Not all enrolled healthcare practices offer all special financing options, so please ask your practice to explain which ones are available for your purchase.
The charge for credit.
Minimum Monthly Payment:
Minimum monthly payments on statement may or may not pay off purchase before end of promotional period.
Revolving Line of Credit:
An agreement by a bank to lend a specific amount to a borrower and to allow that amount to be borrowed again once it has been repaid.
Your healthcare credit card has standard terms for those smaller purchases that are under $200. Use it for things like chiropractic treatment, teeth whitening products, co-payments, skin care products or pet care supplies.