CareCredit is a personal line of credit for healthcare treatments and procedures for your entire family, including your pets. It is a credit card but it has two advantages. It can only be used for healthcare services and you can get No Interest if paid in full within the promotional period* on purchases made with your CareCredit credit card. Not all promotional plans are available at all Participating Professionals. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period or if you make a late payment. Minimum Monthly Payments Required and may pay off purchase before end of promo period.

Your CareCredit card can be used at over 150,000‡ enrolled providers nationwide for services including LASIK, Veterinary, Dentistry, Cosmetic Treatments, Cosmetic Surgery, Hearing Care and more. Once you have CareCredit you can use it over and over† without reapplying for you, your family, and even your pets!

Save your consumer credit cards for household or unplanned expenses! Unlike your Visa or MasterCard, CareCredit is exclusive for healthcare services and you can get No Interest if paid in full within the promotional period* financing every time you use it†. If you need more time to pay for your procedure, you can take advantage of our Extended Payment Plans: 14.90% APR and Fixed Monthly Payments Required Until Paid in Full** on purchases made with your CareCredit credit card. Fixed monthly payment amount based on repayment over 24, 36, 48 or 60 month period. Purchases of $1000 or more are eligible for a 24, 36 or 48 month offer and purchases of $2500 or more are eligible for a 60 month offer. Not all promotional plans are available at all Participating Professionals.

You can get a No Interest if paid in full within the promotional period* payment plan if paid in full within 6, 12, 18 or 24 months on purchases with your CareCredit card. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum monthly payments are required.

No. CareCredit is a credit card. You qualify on the strength of your credit history. It does not replace insurance policies. Instead it's meant to help you pay out-of-pocket healthcare costs that are not covered by your insurance policy.

CareCredit is designed specifically for your healthcare needs and wants, but once you've applied you can use it repeatedly† for anyone in the family including your pets. Because it is not meant for all consumer purchases you can manage your out-of-pocket medical costs more efficiently while enjoying No Interest if paid in full within the promotional period* financing (for at least 6 months and perhaps more depending on plan) each time you use it†. In addition there are no up-front costs, no pre-payment penalties, and no annual fees.

You can get a No Interest if paid in full within the promotional period* payment plan if paid in full within 6, 12, 18 or 24 months on purchases with your CareCredit card. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum monthly payments are required.

Over 150,000‡ enrolled providers around the country accept CareCredit, and the use of CareCredit allows doctors to focus on delivery of the best possible healthcare, instead of costs.

We know credibility is important to you. That's why we like to let you know that CareCredit is a part of GE Capital which means you can rest assured that you're getting the most credible and trusted financial partner available. For over 20 years, we've helped over seven million cardholders get the procedures they want and need. To learn more about the wide range of consumer financial services offered by GE Capital, click here.

CareCredit offers a full range of payment plans. Our 6, 12, 18, and 24 month No Interest if paid in full within the promotional period* payment plans feature monthly payments as low as 3.75% of the balance and let you pay within the specified time without incurring interest charges. Simply make your minimum monthly payment and pay off your entire balance during the agreed upon time period, and you’ll pay No Interest if paid in full within the promotional period*. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum monthly payments are required.

For patients/clients with higher treatment fees who would prefer more time to pay with lower monthly payments, CareCredit offers Extended Payment Plans: 14.90% APR and Fixed Monthly Payments Required Until Paid in Full** on purchases made with your CareCredit credit card. Fixed monthly payment amount based on repayment over 24, 36, 48 or 60 month period. Purchases of $1000 or more are eligible for a 24, 36 or 48 month offer and purchases of $2500 or more are eligible for a 60 month offer. Not all promotional plans are available at all Participating Professionals. You must make at least the fixed minimum monthly payment on or before the due date each month to keep your account in good standing. If your payment is late or you pay less than the fixed minimum monthly payment, your account will be in default, and your promotional interest rate and term will end. You can always pay more than the minimum payment.

For complete details please read the Terms and Conditions within the application. Not all practices offer every plan. To find out which plans are available in your provider's practice, be sure to speak with the office manager or financial coordinator.

CareCredit is accepted by over 150,000‡ enrolled providers and is the nation's leading financing program. Click here to find a doctor in your area. You can search by your doctor's name, or if you don't have a doctor in mind, you can search for doctors in your area by using the ZIP code search option.

Not all practices offer every plan. Contact your healthcare provider to find out which plans they offer. Be sure to speak with the office manager or financial coordinator.

All purchases qualify for No Interest if paid in full within the promotional period*. You can get a No Interest if paid in full within the promotional period* payment plan if paid in full within 6, 12, 18 or 24 months on purchases with your CareCredit card. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum monthly payments are required.

You will only pay the interest rate as listed on the application page if you do not meet the terms of the promotion. You will only pay this interest rate if you do not pay off your account in full during the agreed upon time period or you do not make the minimum payment on the account when due. For complete details please read the Terms and Conditions within the application.

No, during the No Interest if paid in full within the promotional period plan, you will be required to make at least the minimum monthly payment on or before the due date shown on your monthly statement. If you do not make at least the minimum monthly payment, your account will be in default. If your account becomes 60 days past due, promotion may be terminated early, accrued interest will be billed, and regular account terms will apply.

No, finance charges (interest) are calculated on this purchase in the same way as a standard purchase (daily periodic rate multiplied by the daily balance). However, these finance charges are deferred (not added to your balance) for the length of the No Interest if paid in full within the promotional period* plan. Although they are not added during the term, the total amount of the finance charges will continue to increase until the balance is paid in full. If you pay the total balance (amount of the purchase) on or before the final due date of the No Interest if paid in full within the promotional period* term, provided by your CareCredit provider, you will not be required to pay any of the finance charges. If you do not pay the total balance (amount of the purchase) on or before the final due date of the No Interest if paid in full within the promotional period* term, all finance charges that have been deferred (calculated, but not added) will be added to your account balance. You will be required to pay all of the finance charges from the original purchase date and purchase amount.

Click here to find a doctor in your area, or if you'd like to refer your healthcare provider to CareCredit, click here to fill out our provider referral form. We'll then contact the referred healthcare practice to discuss the benefits of offering CareCredit to their patients/clients.

To estimate your monthly payments, use our online Payment Calculator.

You can apply online or download and print the application and take it to your healthcare provider. The application is quick and easy, and after it's submitted, you’ll instantly learn if you're approved.

To begin your online application, all you have to do is choose from one of the three options: search for your doctor by name, choose from a list of doctors in your area OR simply tell us how you're planning to use CareCredit, if you're not ready to choose your doctor yet.

We will obtain and verify information that identifies you as a new account holder. We’ll use your name, address, date of birth, Social Security, Driver’s License, and other information for this purpose.

CareCredit is part of GE Capital and our secure online application is owned and operated by GE Capital Retail Bank. Your security and privacy are important to us. We take great care to protect your information by using a 128-bit secure socket layer technology on our online application.

You can get a No Interest if paid in full within the promotional period* plan every time you use† CareCredit. Under the No Interest if paid in full within the promotional period* Plans for 6, 12, 18 or 24 months, each month you only need to pay the required minimum monthly payment and pay off the remaining balance within the promotional period to avoid interest and pay only the amount financed. Future minimum payments will vary based on amount and timing of payments, interest rate and other charges added to the account.

If you need more time to pay for your procedure, you can take advantage of our Extended Payment Plans: 14.90% APR and Fixed Monthly Payments Required Until Paid in Full** on purchases made with your CareCredit credit card. Fixed monthly payment amount based on repayment over 24, 36, 48 or 60 month period. Purchases of $1000 or more are eligible for a 24, 36 or 48 month offer and purchases of $2500 or more are eligible for a 60 month offer. Not all promotional plans are available at all Participating Professionals. These plans carry an interest rate that is more competitive than most bankcards and feature a fixed, monthly payment and a longer term. For complete details please read the Terms and Conditions within the application.

Not all practices offer every plan. Contact your healthcare provider to find out which plans they offer. Be sure to speak with the office manager or financial coordinator.

You can complete your application without knowing who your doctor will be. All you have to do is specify the healthcare profession you're interested in using CareCredit for, and you can get started on your application.

Approval is based on information from your credit application and past credit history. This includes information from the primary applicant as well as any co-applicant.

CareCredit is part of GE Capital. This CareCredit website provides useful information about getting and using CareCredit in a variety of healthcare service areas. Your security and privacy are important to us. We take great care to protect your information by using a 128-bit secure socket layer technology on our online application.

The CareCredit online application is owned and operated by GE Capital Retail Bank. We encourage you to read the GE Capital Retail Bank Privacy Policy and Web Site Usage Agreement, which govern the use of the CareCredit Online Credit Application. Once you’re a CareCredit cardholder, you’ll also be able to access and manage your account at GE Capital

You won’t receive a billing statement from CareCredit until a charge has been processed on your account. Once a charge has been processed, you will receive your first billing statement within 30 days.

You should contact customer service to make sure a statement has been mailed to your correct address. Customer service can be contacted at (866) 893-7864. You may also access your account information online at www.gogecapital.com. There you can access to your statement and also:

• See when your payments are due
• See the most recent statement
• Verify your mailing address
• Make payments online

Yes. There are no pre-payment penalties with CareCredit.

Paying the minimum due on your account will not pay off your balance. Each month you’re required to pay the minimum monthly payment on your statement to avoid interest. Your promo purchase must be paid in full within your promo period. You can contact the customer service center to discuss your particular balance and transactions to better understand what amount you should pay on your account to take advantage of your special financing promotions and to avoid paying interest or reduce the interest you may have to pay on your account.

Yes, you can use your CareCredit account over and over†, at any practice which accepts CareCredit. As long as you have the available credit on your account, you can use your card for ongoing or new treatments and procedures, without reapplying†.

Yes. Visit www.gogecapital.com and register with GE Online Services. When you manage your account online, you can:

• View your account summary
• Make a payment online
• View your transaction history

• You can pay and manage your account online at www.gogecapital.com. There is no fee for using our service.
• You can make overnight payments to the following address (overnight payments cannot be made in person.) Mailing address only:
  
  OVERNIGHT PAYMENT GE CAPITAL RETAIL BANK
  140 WEKIVA SPRINGS ROAD
  LONGWOOD, FL 32779
• You can also make payments by phone on our automated phone system. Contact our customer service center at (866) 893-7864. There will be a fee to make payments using this service.

Unfortunately, payments are not accepted at the provider’s office. You can make your payments through:

• Our online payment center at www.gogecapital.com
• By phone using the automated phone system or with a customer service team member (there will be a charge for this service)
• By regular or overnight mail

Contact our customer service center at (866) 893-7864 before your due date if you are going to be late. We may be able to offer you choices that will fit your needs.

Yes. You can use CareCredit for treatment balances from $1 to over $25,000.

If you are already a CareCredit cardholder, you can contact us toll-free at (866) 893-7864.

Cardholders can reach a live representative at (866) 893-7864 Monday to Friday from 8am to Midnight (EST). Cardholders are able to do the following through the automated phone system without reaching a live representative:

• Check their balance
• Check available credit limit
• Amount due and date of last payment
• Make a payment
• Change address
• Report a lost or stolen card
• Request a credit line increase
• See if a payment has posted
• Receive a balance letter
• Dispute a purchase
• Get the address for making payments
• GEOS Assistance
  • User Name or Password
  • Registration Assistance
  • Security Verification Questions
  • Online Payment Assistance
  • Promotion Transaction Information
  • Electronic Statement Assistance
• Request a billing statement

• You can always contact our customer service team to help make changes to your account. They can be reached at (866) 893-7864.
• You can also manage your account online at www.gogecapital.com:
  • Manage your profile (address/phone changes)
  • Make payments online
  • View your electronic version of your statement
  • And much more...

Customer service is the fastest way to get a lost, misplaced or stolen card replaced. Our reps will be able to help you at (866) 893-7864.

No, like any other credit card, as long as you are in good standing and you have available credit, you can use CareCredit anywhere the card is accepted.

Contact our customer service team at (866) 893-7864. We have a team of credit specialists that will review your needs and assist you.