Promotional financing is offered through two types of plans with your CareCredit card.
No Interest if Paid in Full within the Promotional Period *
On qualifying purchases made with your CareCredit credit card account. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Not all promotional plans are available at all Participating Professionals. Minimum Monthly Payments Required and may pay off purchase before end of promotional period.*
* A minimum purchase amount may be required for promotional plans longer than 6 months. No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within the promotional period which may be 6, 12, 18 or 24 months. If you do not, interest will be charged on the promotional purchase from the purchase date. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
14.90% APR and Fixed Monthly Payments Required Until Paid in Full **
On qualifying purchases made with your CareCredit credit card account. Not all promotional plans are available at all Participating Professionals. Fixed monthly payment amount based on repayment over 24, 36, 48 or 60 month period. Purchases of $1000 or more are eligible for a 24, 36 or 48 month offer and purchases of $2500 or more are eligible for a 60 month offer.**
** Interest will be charged on promo purchases from the purchase date at a reduced 14.90% APR, and fixed monthly payments are required until promotion is paid in full and will be calculated as follows: on 24 month promotions - 4.8439% of initial promotional purchase amount; on 36 month promotions - 3.4616% of initial promotional purchase amount; on 48 month promotions - 2.7780% of initial promotional purchase amount; and on 60 month promotions - 2.3737% of initial promotional purchase amount. The fixed monthly payment may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
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