Promotional financing is offered through two types of plans with your CareCredit card.
No Interest if Paid in Full within the Promotional Period *
On Purchases made with your CareCredit credit card. Not all promotional plans are available at all Participating Professionals. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period or if you make a late payment. Minimum Monthly Payments Required and may pay off purchase before end of promo period.*
* Offer applies only to single-receipt qualifying purchases made on your CareCredit credit card account. Not all promotional plans are available at all participating professionals. A minimum purchase amount may be required for promotional plans longer than 6 months. No interest will be assessed on the promotional purchase if you pay the promotional purchase amount in full within the promotional period which may be 6, 12, 18 or 24 months. If you do not, interest will be assessed on the promotional purchase from the purchase date. However, if account becomes 60 days past due, promotion may be terminated early, accrued interest will be billed, and regular account terms will apply. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
14.90% APR and Fixed Monthly Payments Required Until Paid in Full **
On Purchases made with your CareCredit credit card. Fixed monthly payment amount based on repayment over 24, 36, 48 or 60 month period. Purchases of $1000 or more are eligible for a 24, 36 or 48 month offer and purchases of $2500 or more are eligible for a 60 month offer. Not all promotional plans are available at all Participating Professionals.**
** Offer applies only to single-receipt qualifying purchases made on your CareCredit credit card account. Not all promotional plans are available at all participating professionals. Purchases of $1,000 or more are eligible for a 24, 36 or 48 month offer and purchases of $2,500 or more are eligible for a 60 month offer. Interest will be assessed on promo purchases from the purchase date at a reduced 14.90% APR, and fixed monthly payments are required and will be calculated as follows: on 24 month promotions 4.8439% of initial promotional purchase amount; on 36 month promotions 3.4616% of initial promotional purchase amount; on 48 month promotions 2.7780% of initial purchase amount; and on 60 month promotions 2.3737% of initial promotional purchase amount. However, if account becomes 60 days past due, promo may be terminated early and regular account terms will apply. The fixed monthly payment may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
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