Learn about each section of your statement - use your mouse to hover over the numbered hotspots on the sample statement below.

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1 2 3 4 5 6 7 8

1. Payment Coupon

  • Located at the top of your first page.
  • Includes important information concerning Total Minimum Payments and when they are due.
  • Return this stub with your monthly payment or go online at www.gemoney.com to make payments for free.
Note: A reminder of promotional payoff amount will appear on the Payment Coupon 2 months before your promotional purchase(s) expire.

2. Summary of Account Activity

  • This section lists all of your account activity during the billing period.
  • Any new payments, purchases, returns, adjustments and interest charges will be summarized here along with the Credit Limit and Credit Available on your account.

3. Payment Information

  • This section contains very important information concerning your Total Minimum Payments and Due Date as well as warnings regarding making a Late Payment or only paying the Total Minimum Payment Due on your account.

4. Promotional Purchase Summary

  • Summarizes your special promotional purchases.
  • Details concerning the following items can be found here:
    • Promotional expiration date
    • Promotional balance
    • Any deferred or billed interest charges related to these purchases
  • To avoid finance charges on any deferred promotions, pay off the initial purchase on or before the promotional expiration date in this section.

5. Transaction Summary

  • A chronological listing of your individual monthly transactions.

6. Finance Charge Summary

  • Details the interest rate(s) and interest charges that apply to portions of your account balance.

7. Cardholder News

  • You will receive additional cardholder news and special information about your account in this area.

8. Special Messages

  • Check out this area of your statement to find exciting announcements and account benefits.

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