CareCredit, a division of GE Money offers healthcare financing for consumers through a network of over 125,000 providers. Founded in 1987, CareCredit was initially offered to doctors to help their patients pay for new dental implant technology. Continued advancements in technology, and procedures that are often not covered or fully covered by insurance, have created new choices for care, increasing the demand for financing options. CareCredit is a healthcare credit card that can be used as a payment option for certain expenses not covered by insurance or to bridge situations when desired care exceeds insurance coverage. CareCredit is offered primarily for:
CareCredit is a simple way to consolidate and manage certain out-of-pocket healthcare expenses, because it is a credit card with a revolving line of credit that can be used repeatedly and for any family member. CareCredit offers two basic payment plans to meet an individual’s financial needs:
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"When I finally decided I wanted to have LASIK surgery, I was concerned about how I was going to pay for it. My doctor's office gave me a pamphlet regarding CareCredit and I was excited when I realized what they could offer me. I could not turn down no interest and now I can see without eyeglasses and contacts!"
- Carissa D.
"CareCredit made the procedure possible for me. Instead of having to save up and wait to get the "elective" procedure, I was able to get it and be "seeing clearly" very soon after my visit. The no interest terms were great and I was able to have it paid off earlier than I planned to."
- Diana C.
"CareCredit allowed me to get multiple procedures done in a timely manner. Without it, I would have only had one procedure. The low-interest plan worked out to my benefit by allowing me to have multiple procedures done."
- Kristina S.
"CareCredit allowed me to do something I'd wanted to for a long time – get my cosmetic procedure done! Without CareCredit I would have had to use my savings. It's a great plan that offers easy and affordable payments which helped me out tremendously."
- Dawn C.
"My husband was in need of major dental restorative treatment that was not covered by our insurance. We would not have been able to receive the care without our CareCredit account and the interest-free payment program."
- Stephanie C.
"My two children and I were in need of dental care, and although our dental insurance is pretty good, there are still a lot of things it doesn't cover. It is a wonderful feeling to be able to go online to complete my application and have approval within just a few minutes. It is an even better feeling to be able to give my children the best quality dental care they need, whenever they need it. Thanks to Care Credit I can now receive all the best quality dental care that I need, whenever I need it."
- Anonymous by request
"My dog was very sick and needed emergency surgery or she would have died. I had the money for the surgery in savings, but when the vet offered to enroll me in CareCredit, I thought that it would be an opportunity to spread the payments over a six month period, without interest, and not have to dip into savings. It was great. It made a very traumatic experience less traumatic because I didn't have to worry about the financial aspects."
- Maryann M.
"When my dog Rocky was very sick, I was worried how I was going to pay for his medical needs. I did not have the cash and my only alternative was to pay the veterinarian's bill on a credit card and pay interest on it. I was grateful that my vet recommended CareCredit and I was thrilled that they offered 12 months no interest. It took a lot of stress off of me knowing that whatever the cost, CareCredit would be there."
- Tracey A.
"Several years ago I needed to obtain new hearing aids but did not want to have to come up with the total payment upfront. With the help of CareCredit, I was able to secure my new hearing aids with a no interest payment plan and spread my payments over time."
- Charles K.
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