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CareCredit Application
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Paying for healthcare
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Frequently Asked Questions
How is CareCredit different from my other credit cards?
CareCredit is a credit card exclusive for healthcare services. With CareCredit, you can get a No Interest* payment plan if paid in full within 6, 12, 18 or 24 months on purchases with your CareCredit card. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum monthly payments required.
The length of time you have to pay depends on the promotional payment plan that you choose when you use the card. Not all CareCredit providers offer all promotional plans, so ask your provider for details.
How do I qualify for CareCredit?
Approval is based on information from your credit application and past credit history. This includes information from the primary applicant as well as any co-applicant.
Why do doctors offer CareCredit?
Many patients put off treatments and procedures because they cannot afford to pay. Doctors offer CareCredit payment plans as a convenient option to consumer credit cards, cash or checks. CareCredit allows you to pay over time often without incurring interest charges instead of a lump sum prior to treatment. Offering CareCredit removes the accounts receivable responsibilities from the doctor and allows them to focus on recommending and providing the best care to their patients.