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About Us

We do something very simple at CareCredit:
We help people get the care they want for themselves and their families.

About CareCredit

We do something very simple at CareCredit: we help people get the care they want for themselves and their families.

And, for us, that's very important. Together, with over 260,000+ health-focused provider and retail locations, we're helping people access care.

Thousands of times each day, people are using their CareCredit health, wellness and beauty credit card to have important dental work done, be fitted with new hearing aids, have vision or cosmetic procedures, and get care for a beloved family pet.

We help make it easy for people to get the care they want and need, right when they need it, without having to delay treatment or appointments.

For over 30 years, CareCredit has been providing a valuable financing option for treatments and procedures that typically are not covered by insurance, or for times when insurance doesn't cover the full amount. CareCredit is also used by cardholders to pay for deductibles and co-payments. We also recently acquired Pets Best to expand how CareCredit helps pets, over the course of their lifetime. It’s a new way we’re helping people who love their pets.

We think people like having financial options, because that gives them the freedom to make decisions about treatment options. So they can do what's best for their situation and their family.

That's why CareCredit is here. We help make care possible ... today. CareCredit, from Synchrony, is one of the largest and most popular health, wellness and beauty credit cards in the nation, serving millions of families each year.

Learn more about Synchrony

Synchrony provides financing solutions for a wide variety of products and services, including electronics, home furnishing, flooring, home improvement, automotive repair and maintenance, and more. For more information go to SynchronyFinancial.com.

As a CareCredit cardholder, we invite you to explore the payment solutions we offer through thousands of merchants. Learn more about the retailers we partner with and financing programs available now at MySynchrony.com.

Explore the thousands of business partners

It all started with a smile

Our story begins in 1987, when a man named Ralph Stern owned a company that made dental implants. At the time, dental implants were fairly new, and Ralph wanted to figure out how to get more people to benefit from this new technology.

Talking with oral surgeons and periodontists made Ralph realize that they had plenty of potential patients; what they needed was a way to help patients pay for their implants and get the care they needed.

Ralph and his team thought, "What if we came up with a private label credit card - similar to the kind that stores offer - and it could be used for dental care? " The company they created was called DenCharge.

Ralph and his team also realized that DenCharge could do a better job of billing patients than a dentist could - allowing dentists more time to focus on dentistry and running their practice.

The business expanded dramatically and soon we were serving dentists, chiropractors and veterinarians. Realizing we had outgrown our name, we changed it to CareCredit to describe what we did and yet still be flexible enough for future growth.

Before long, we were serving providers and patients in cosmetic surgery, LASIK surgery, audiology, hair replacement, and many other categories.

And if you jump ahead to where we are today, the CareCredit credit card is accepted at more than 260,000+ enrolled provider and health-focused retail locations and is used by more than 11 million + cardholders. Today many of them are also using CareCredit for their everyday health and personal care purchases at places like Rite Aid and LensCrafters. They are even using their card for copayments, deductibles, and prescriptions as out-of-pocket costs continue to rise.

It just goes to show what can happen when somebody sees a problem and decides to fix it. Thirty years later, we're continuing our journey to give people more opportunities to get the care they want and need.

And to think it all started with a smile.

Partners

Highly Rated Pet Insurance For Dogs & Cats

With Pets Best pet health insurance, you get reimbursed on eligible veterinary bills when your dog or cat gets sick or injured - helping you afford the best treatment for your pet, while protecting you against major financial setbacks.

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Duane Reade accepts CareCredit

Use your CareCredit credit card at all Duane Reade locations throughout the New York area. Make purchases for your health & wellness needs, from prescriptions to personal care items and more!

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CareCredit is accepted at Walgreens!

Walgreens accepts the CareCredit credit card at all 9,000+ locations nationwide. Use your card to make purchases for your health & wellness needs, from prescriptions and over-the-counter medicine to cosmetics and more.

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New Possibilities at the Store You Already Love!

Your CareCredit credit card is accepted at Walmart® locations nationwide. You can use your card in-store to purchase select health, wellness and personal care items, including:

Pharmacy & Over-the-Counter • Vision • Personal Care Items • Baby Essentials • Hearing Aids • Pet supplies

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CareCredit is accepted at Sam's Club®!

Your CareCredit credit card is accepted at Sam's Club locations nationwide. You can use your card in-club to purchase select health, wellness and personal care items, including:

Pharmacy & Over-the-Counter • Vision • Personal Care Items • Baby Essentials • Hearing Aids • Pet supplies • Membership Fee

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BowFlex Logo

Convenience to keep yourself and your family healthy

BowFlex® provides innovative solutions to support healthy living with a range of products including the Max Trainer® and TreadClimber® machines. You can now use your CareCredit credit card to purchase these products and more with a special financing option available (Subject to credit approval. Minimum monthly payments required).

Call 800.952.6927 or visit carecredit.com/bowflex for more information.

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CareCredit is Accepted at Rite Aid

Rite Aid accepts the CareCredit credit card in all of their locations nationwide. You can use your card to make purchases for your health & wellness needs, from prescriptions and over-the-counter medicine to cosmetics and more.

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Get Eye Care and Eyewear Discounts from VSP® Vision Care

Enjoy an average savings of 43% on eye care and eyewear when you sign up for VSP Vision Savings Pass™ . Find out more about the VSP Vision Savings Pass program offered at no cost to all CareCredit cardholders by clicking here.

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CareCredit is Accepted at MDsave

CareCredit is now the financing option for purchases at MDsave. MDsave provides discounts off the average price for various healthcare services. Search for healthcare services, compare prices and buy your procedures - all in one place.

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Get Gold Membership discount at GoodRx

Enjoy a 20% discount when you enroll in GoodRx Gold membership. Find out more about by clicking here.

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Good Sleep Is Good For Your Health

Your CareCredit credit card is accepted in-store at Sleep Number locations nationwide with special financing options available (Subject to credit approval. Minimum monthly payments required).

Sleep Number’s smart bed ecosystem drives best-in-class engagement through dynamic, adjustable, and effortless sleep with personalized digital sleep and health insights.

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