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Empowering people to pay for the care they want and need

The CareCredit healthcare credit card helps improve the payment experience for patients and clients, and your financial performance.

Why offer CareCredit?

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Reduce cost concerns

Our simple, budget-friendly financing options give patients and clients a flexible way to pay over time for all types of care.
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Support your business goals

When people pay with CareCredit, your practice gets paid in two business days – speeding up cash flow, and reducing A/R.
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Deliver a positive experience

CareCredit has a contactless, digital experience as flexible as the financing it delivers. Ideal for today's consumers.
How It Works

Benefits for you.
Benefits for them.

For 30+ years, CareCredit has focused exclusively on supporting the health and well being of patients and the financial health of providers.

Easy, flexible financing - anytime, anywhere

Give your patients or clients access to a seamless financing experience where they are - online, by mobile app, in-office device, or by phone.

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Prequalification with no impact to credit bureau score

Your patients or clients can see if they prequalify for CareCredit in real-time so they can apply with confidence

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Contactless applications and payments

Your CareCredit custom link and QR code is an all-in-one, personalized digital solution that lets your patients or clients see if they prequalify, apply, and pay all from their mobile device.

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Custom training & support for your team

Lean on our dedicated team to help launch and manage CareCredit and achieve your business goals.

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Lifetime of Care

CareCredit gives patients and clients a dedicated way to pay for health, wellness and personal care for themselves, their families and their pets.
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Healthcare & Wellness

CareCredit helps people move forward - from routine preventative care to unexpected illness and injuries, elective procedures to necessary surgeries, personal care to chronic care.
Chiropractic
Cosmetic Surgery
Dental
Hearing
Home Medical Equipment
Vision & Eyecare
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Health Systems & Hospitals

A proven way to improve patient experience and health system financial performance.
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Animal Healthcare

CareCredit and Pets Best empower clients to be financially prepared to provide a Lifetime of Care for their cherished animals.
Vet Financing
Pet Insurance
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Resources for your business

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Insights

Resources, research, tips and best practices from industry experts, webinars, and more to give your business a boost.

Insights
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Tools

Resources, tools, digital marketing assets, and more to help you deliver an engaging experience.

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FAQs

Questions about getting started, the financing experience, payment, or support? Get answers here.

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A best-in-class-partner

Part of Synchrony, a Fortune 200 company, and accepted at 260,000+ provider and
retail locations nationwide.

76+
Net Promoter Score
Leading customer experience metric score within the credit card industry where the industry average score is 42.1
11.8 M+
Cardholders nationwide
Open the door to CareCredit’s nationwide cardholder community.
260K+
Provider & retail locations
CareCredit helps boost business for providers across the health and wellness industry.

Trusted by leading providers

You have to have excellent financial systems in place, including the CareCredit credit card. You have to have a plan for patients whose insurance does not cover care. You don’t want patients leaving without getting the care they need just because you’re not offering them enough options to be able to pay.
Dr. Irum Tahir, Owner and Lead Doctor
Highpoint Chiropractic and Wellness
CareCredit is a valuable resource for my patients. They can use it for immediate care without the worries of paying for the treatment on the spot. And then many have used it for subsequent care and for their families. It makes it easier for patients to maintain their oral health.
Dr. Emmanuel Ngoh, DMD and CEO
Augusta Endodontic Center
We have seen that new patients are coming in with a CareCredit credit card already. Makes it easier for us since they already are using it and they know how it works for them. And we have many patients who use it regularly for their dental care needs. It’s easy to explain to patients and many really like the idea of being able to use it for the pets, glasses or other needs.
Debbie Evans, Practice Administrator and VP
Wainright & Wassel
I have used CareCredit for many years and it is the best thing I have done for all of my patients. It has been so successful that nobody ever walks out the door that really needs a hearing aid.
Nola Aronson, M.A.
Advanced Audiology
Never assume someone doesn’t want or need financing. It can make a difference when patients know they may be able to pay over time with CareCredit and not have to use their household credit card or savings.
Dr. Christopher Blanton, M.D.
Pacific Eye Institute

Ready to help more patients and clients get the care they want and need?

Ready to help more patients and clients get the care they want and need?

Get Started

1. Satmetrix 2022 Net Promoter Benchmark Study of U.S. Consumers (Mar. 2022). CareCredit is a Synchrony solution.