CareCredit & You Sweepstakes
June 1 – July 15, 2018

OFFICIAL SWEEPSTAKES/INSTANT WIN GAME RULES

NO PURCHASE/TRANSACTION NECESSARY. A PURCHASE/TRANSACTION WILL NOT INCREASE YOUR CHANCES OF WINNING. YOU HAVE NOT YET WON.

  1. PROMOTION PERIOD: The CareCredit & You Sweepstakes (“Sweepstakes”) and Instant Win Game (“Instant Win Game”) begins 12:00:00 AM Eastern Time (“ET”) on June 1, 2018 and ends 11:59:59 PM ET on July 15, 2018 (“Promotion Period”).
  2. ELIGIBILITY: The Sweepstakes and Instant Win Game are open to legal residents of the U.S., including its territories and Puerto Rico, who are 18 years of age or older as of date of entry/Game Play (as defined below), who are cardholders of a CareCredit credit card or CareCredit® Rewards™ Mastercard® credit card (each, an “Eligible Credit Card”) as of May 31, 2018 and on the date of entry/Game Play with an account in good standing as of date of entry/Game Play and prize award date (each, an “Eligible Cardholder”), except employees and their families of Synchrony Bank (“Sponsor”), CareCredit, LLC, and each of their affiliates, subsidiaries, advertising and promotion agencies and Don Jagoda Associates, Inc. (“Administrator”). This Sweepstakes and Instant Win Game are void wherever prohibited, and subject to all federal, state and local laws.
  3. TO ENTER THE SWEEPSTAKES: There are five (5) ways to enter the Sweepstakes as an Eligible  Cardholder: 1.) You will earn one (1) entry for making a qualified transaction made on your CareCredit credit card or CareCredit Rewards Mastercard credit card during the Promotion Period. 2.) You will earn one (1) entry into the Sweepstakes when you sign up for e-Bill for an Eligible Credit Card during the Promotion Period. 3.) You will earn two (2) entries for each  qualified transaction submitted through the Pay My Provider platform during the Promotion Period. 4.) You may earn an additional Sweepstakes entry by playing the Instant Win Game (and receiving a message that you have earned an additional Sweepstakes entry) as specified below. 5.) To receive one (1) entry without making a qualified transaction, signing up for e-Bill, or if you are already signed up for e-Bill prior to the Promotion Period, hand print your name, complete mailing address, telephone number, email address and date of birth on a plain 3”x5” piece of paper and mail in a hand-addressed stamped envelope to: CareCredit & You Sweepstakes Entry, P.O. Box 7703, Melville, NY 11775-7703. Mail-in entries must be mailed separately and be postmarked by July 15, 2018 and received by July 23, 2018, to be entered into the Sweepstakes Grand and First Prize random drawings. Limit five (5) entries per person/Eligible Cardholder throughout the Promotion Period, regardless of method of entry or combination of methods of entry. Mechanically reproduced mailed entries are automatically void.
  4. TO PLAY THE INSTANT WIN GAME: During the Promotion Period, if you are an Eligible Cardholder, you may visit www.carecredit.com/ccsweeps (the “Website”) and follow the on-screen instructions to register, including submitting an original essay (up to 150 characters) (“Essay”) about how CareCredit made a difference in your life or the life of a loved one, and  play the Instant Win Game to find out if you are an Instant Win Prize winner or recipient of an additional Sweepstakes entry (the “Game Play”). Essays must be in English. By playing/entering, you understand that your Essay, in its entirety may be posted online (on a Sponsor affiliated website) if your Essay is deemed appropriate, in Sponsor’s sole discretion. Essays may not contain obscene, profane, lewd, defamatory or inappropriate text; and may not describe nudity, acts of violence, acts that could cause injury or harm, or acts that are illegal or dangerous, as determined in Sponsor’s sole discretion. Essays may not contain any third party materials (other than Sponsor owned), and may not contain any materials that, violate or infringe (or may be at risk of infringing) any third party rights, including without limitation copyright, trademark rights, privacy rights (including portrayal in a false light), publicity rights, or other intellectual property rights. For purposes of this Instant Win Game, a “day” is defined as a 24-hour period, beginning at 12:00:00 AM ET and ending at 11:59:59 PM ET each day during the Promotion Period. All Game Plays must be completed by 11:59:59 PM ET on July 15, 2018. Limit one (1) Game Play per person/email address/Eligible Cardholder per day. Normal Internet/phone access and data/usage charges imposed by your on-line/phone service provider or carrier will apply. Automated Game Plays, or those generated by script or bot are not eligible. All Game Plays must be complete to be eligible.
  5. Transfer of Rights: Entrants hereby irrevocably grant the Sponsor the non-exclusive, non-transferable, royalty-free, perpetual, worldwide rights to use, reproduce, publish, edit, market, store, adapt, assign, sell, dispose of, distribute, have distributed, publicly and privately display, communicate, publicly and privately perform, transmit, have transmitted, create derivative works based upon, and promote the Essay or excerpts of the Essay (as such may be edited and modified by the Sponsor in its discretion) in all media and in all forms, now known or later developed, including, but not limited to, print, video, audio, television or the internet, in perpetuity, for editorial, commercial, promotional and all other purposes (including posting on Sponsor-affiliated websites, the Website, and/or other Sponsor-selected media) and in all forms including all derivative works.  Each entrant acknowledges that Sponsor may publish the Essay on any Synchrony internet site or social media site related to Sponsor, or use such Essay for any business purpose and in any manner without further compensation or any limitation whatsoever. Entrants agree that their Essay is owned by Sponsor, which thereby has the right to edit, adapt, modify, reproduce, promote and otherwise use Essay (or excerpts of Essay) in any way it sees fit, and that Sponsor may copyright the same. Entrants hereby release any rights they may have with respect to the Essay, and agree that the Essay need not be submitted for any further approval. Entrants expressly release and agree to indemnify Sponsor from and against any and all claims, known and unknown, arising out of or in any way connected with the above granted uses and representations and also acknowledge that this General Release shall be governed by the laws of the state of Utah in the U.S. 
  6. PRIZES, APPROXIMATE RETAIL VALUE (“ARV”) AND APPROXIMATE ODDS OF WINNING:
    One (1) Sweepstakes Grand Prize: $15,000, awarded in the form of a check. The ARV of the Grand Prize is $15,000.

    Twenty (20) Sweepstakes First Prizes: A $300 Mastercard gift card. The ARV of each First Prize is $300.

    Instant Win Game Prizes:

    Instant Win Prizes # of Prizes ARV (each) Odds of Winning
    A Collapsible Shopping Bag 100 $10.00 1 in 9,902
    A 30 oz. Tumbler 45 $45.00 1 in 22,004
    An Activity Tracker 25 $59.95 1 in 39,607
    A $50 Mastercard Gift Card 20 $50.00 1 in 49,509
    A Charging Backpack 15 $69.50 1 in 66,012
    A Pop-Up Bluetooth Speaker 5 $90.00 1 in 198,036

    The odds of winning an Instant Win Game Prize are 1 in 4,715.

    Instant Win Game Opportunity (500): One (1) additional Sweepstakes entry. The odds of receiving an Instant Win Game Opportunity are 1 in 1,980.

    The total ARV of all prizes is $28,016.25. All prizes are Sponsor-specified. The ARV of prizes listed are subject to price fluctuations in the consumer marketplace based on, among other things, any gap in time between the date the ARV is estimated for purposes of these Official Rules, and the date the prizes are awarded. If the actual purchase price of prize is less than the ARV stated herein, the prize winners will NOT be entitled to a check, cash or other form of payment for the price difference. Prizes are not transferable. No substitution or transfer of prize permitted except at the sole discretion of the Sponsor who reserves the right to substitute a prize (or portion of prize) of equal or greater value in the event the prize is unavailable. No cash redemption of prizes, except at Sponsor’s sole discretion. Taxes related to the prizes are the responsibility of the winners. All other expenses and costs not expressly listed above are winner’s sole responsibility. Limit one (1) Sweepstakes Prize, one (1) Instant Win Prize and one (1) Instant Win Opportunity per person and per Eligible Cardholder during the Promotion Period. Potential Sweepstakes First Prize winners and Instant Win Prize winners may be notified by email, and may be required to confirm mailing address prior to prize award. Instant Win Prizes will be delivered approximately 8-10 weeks after the winner verification process is complete. Gift Cards are subject to restrictions and expiration dates may apply. Prizes are awarded “as is” with no warranty or guarantee, either express or implied by Sponsor. 

  7. SWEEPSTAKES RANDOM DRAWING: The Grand Prize and First Prize winners in the Sweepstakes will be selected in a random drawing from among all eligible Sweepstakes entries received and postmarked during the Promotion Period as described in these Official Rules. The random drawing will be conducted on or about August 10, 2018. Drawing will be conducted by Administrator, an independent judging organization whose decisions are final on all matters relating to this Sweepstakes. Approximate odds of winning a Sweepstakes prize are dependent upon the number of eligible Sweepstakes entries received. The Sweepstakes Prizes will be awarded and winners will be notified by phone, email and/or mail.
  8. INSTANT WIN VERIFICATION: All potential winners/additional entry recipients of the Instant Win Game are subject to verification by Sponsor or Administrator, and verification of potential winners/additional entry recipients are final and binding in all matters related to the Instant Win Game. A participant is not a winner/recipient of any prize/opportunity, even if the Instant Win Game should so indicate, unless and until participant’s eligibility, and the potential Instant Win Game winner/additional entry recipient status, have been verified and participant has been notified that verification is complete. Sponsor and Administrator will not accept any Instant Win Game screen shots or other evidence of winning in lieu of its validation process. Any Instant Win Game Play that occurs after the system has failed for any reason, or the Promotion Period has ended, in Sponsor’s and Administrator’s sole discretion, is deemed a defective play and is void and will not be honored. If, due to an error of any kind, more winning names are determined as instant winners/additional entry recipients, or more Instant Win Prizes/Opportunities are claimed than are intended to be awarded according to Paragraph #6, the intended Instant Win Prizes/Opportunities will be awarded in a random drawing from among all verified Instant Win Prize/Opportunity claims received. In no event will the Sponsor be obligated to award more than the stated number of Prizes/Opportunities. Use of automated Game Play devices or programs is prohibited. The Sponsor and its agencies assume no responsibility for any injury or damage to participants’ or to any other person’s computer relating to or resulting from entering or downloading materials or software in connection with the Instant Win Game.
  9. SECOND CHANCE DRAWING: All non-winning Instant Win Game Plays will be automatically entered into a second chance random drawing for any unclaimed Instant Win Game Prizes. The second chance random drawing will be conducted by the Administrator, on or about August 10, 2018, from all eligible non-winning Game Plays received during the Promotion Period. Odds of winning a prize in the second chance drawing depend upon the number of eligible non-winning Game Plays received during the Promotion Period and number of unclaimed Instant Win Prizes (if any).
  10. GENERAL RULES: The Sponsor will make three attempts to contact the potential Sweepstakes Grand Prize winner via phone, mail, or overnight delivery within one week from the time winner selection was accomplished. Messages/voicemails will not be left. If Sponsor is unable to reach the potential Sweepstakes Grand Prize winner within this time frame, he/she will be disqualified and an alternate will be selected. The potential Sweepstakes Grand Prize winner will be required to sign and return via mail/email an Affidavit of Eligibility and Liability Waiver/Publicity Release (where legal) within ten (10) days of notification attempt or prize will be forfeited and an alternate will be selected. Affidavit will be sent via email and/or overnight delivery and Sweepstakes Grand Prize winner will need to return the Affidavit within ten (10) days of notification.Sweepstakes First Prize winners may be required to confirm his/her mailing address via email/mail prior to prize award. Instant Winners will receive their prizes within 8-10 weeks after winner verification. Return of any prize or prize notification as undeliverable will result in disqualification and alternate selection. Winners must have an account in good standing as of prize award date in accordance with the terms described in the CareCredit or CareCredit Rewards Mastercard credit card agreement in order to receive a prize. In the instance of co-applicant cardholders, the winner is the primary cardholder. Prizes are non-transferable and no substitutions are allowed, except by the Sponsor who reserves the right to substitute a prize of equal or greater value. Acceptance of prize constitutes permission to use winners’ names, photographs and likenesses for publicity purposes without further compensation except where prohibited by law. The Sweepstakes Grand Prize winner will be issued an Internal Revenue Service Form 1099 with respect to the Grand Prize amount; all taxes with respect to such Grand Prize are the sole responsibility of the Grand Prize winner. Under no circumstances should entrants give their credit card account number, or any information regarding their account, over the phone/mail in connection with this Sweepstakes/Instant Win Game. Entrants agree to be bound by these Official Rules and the decisions of the judges. BY ACCEPTING A PRIZE/OPPORTUNITY, WINNERS/RECIPIENTS AGREE THAT THE SPONSOR, ITS SUBSIDIARIES, AFFILIATES, ADVERTISING AND PROMOTION AGENCIES, AND ALL OF THE SPONSOR’S OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES AND AGENTS, WILL HAVE NO LIABILITY WHATSOEVER FOR, AND WILL BE HELD HARMLESS BY WINNER/RECIPIENT FOR ANY LIABILITY FOR ANY INJURY, LOSS OR DAMAGES OF ANY KIND TO PERSONS, INCLUDING DEATH, AND PROPERTY, DUE IN WHOLE OR IN PART, DIRECTLY OR INDIRECTLY, FROM THE ACCEPTANCE, POSSESSION, USE OR MISUSE OF A PRIZE/OPPORTUNITY OR PARTICIPATION IN THIS SWEEPSTAKES/INSTANT WIN GAME OR PARTICIPATION IN ANY SWEEPSTAKES/INSTANT WIN GAME OR PRIZE RELATED ACTIVITY. All entries and Game Plays become the sole property of Sponsor and none will be returned. All prizes will be awarded to the primary cardholder of the CareCredit or CareCredit Rewards Mastercard credit card associated with winning entry/Game Play. If for any reason the Sweepstakes/Instant Win Game is not capable of running as planned, including due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failure, human error or any other causes beyond the control of Sponsor that corrupt or affect the administration, security, fairness, integrity, or proper conduct of the Sweepstakes/Instant Win Game, Sponsor reserves the right to cancel, terminate, modify or suspend the Sweepstakes and award the Sweepstakes Prizes in a random drawing from among all eligible entries received prior to cancellation. In the event of cancellation of the Instant Win Game, Sponsor will award all Instant Win Prizes claimed prior to the date of cancellation and award the remainder of the Instant Win Prizes/Opportunities in the second chance drawing. Sponsor is not responsible for typographical or other error in printing of the offer or administration of the Sweepstakes/Instant Win Game or announcement of the prizes. If there are any discrepancies between printed materials and the Official Rules, the Official Rules will govern and control. Sponsor assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries or Game Plays. Sponsor and Administrator are not responsible for technical, hardware or software malfunctions, telephone failures of any kind, lost or unavailable network connections, or failed, incorrect, inaccurate, incomplete, garbled or delayed electronic communications, whether caused by the sender, by any of the equipment or programming associated with or utilized in the Sweepstakes/Instant Win Game which may limit the ability to participate, or by any human error which may occur in the processing of the entries or Game Plays and administration of the Sweepstakes/Instant Win Game. Sponsor reserves the right at its sole discretion to disqualify any individual that tampers or attempts to tamper with the entry process/Game Play process or the operation of the Sweepstakes/Instant Win Game or Website; violates these Official Rules; acts in an unsportsmanlike or disruptive manner: or acts with intent to annoy, abuse, threaten or harass any other person. The use of script, macro or automated devices (or any other devices intended to automate or subvert any aspect of participation) to play or enter is prohibited. If Administrator, in its sole discretion, determines that an entrant has used an automated or similar device to play or is otherwise in violation of these Official Rules, all Game Plays, entries and prize claims from that entrant and email address will be void. CAUTION: ANY ATTEMPT BY AN ENTRANT TO DELIBERATELY UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES/INSTANT WIN GAME MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.
  11. JURISDICTION: EACH ENTRANT AGREES THAT: (1) ANY AND ALL DISPUTES, CLAIMS AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THIS SWEEPSTAKES/INSTANT WIN GAME OR ANY PRIZES AWARDED SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION, AND EXCLUSIVELY BY THE APPROPRIATE STATE OR FEDERAL COURT LOCATED IN UTAH; (2) ANY AND ALL CLAIMS, JUDGMENTS AND AWARDS SHALL BE LIMITED TO ACTUAL OUT-OF-POCKET COSTS INCURRED, INCLUDING COSTS ASSOCIATED WITH ENTERING THIS SWEEPSTAKES/INSTANT WIN GAME BUT IN NO EVENT ATTORNEYS' FEES; AND (3) UNDER NO CIRCUMSTANCES WILL ENTRANT BE PERMITTED TO OBTAIN AWARDS FOR, AND ENTRANT HEREBY WAIVES ALL RIGHTS TO CLAIM, PUNITIVE, INCIDENTAL AND CONSEQUENTIAL DAMAGES AND ANY OTHER DAMAGES, OTHER THAN FOR ACTUAL OUT-OF-POCKET EXPENSES, AND ANY AND ALL RIGHTS TO HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE MAY NOT APPLY TO YOU. EACH ENTRANT HEREBY WAIVES HIS/HER RIGHT TO CONTEST JURISDICTION FOR ANY SUCH DISPUTE OR CLAIM. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the Entrant and Sponsor in connection with the Sweepstakes/Instant Win Game, shall be governed by, and construed in accordance with, the laws of the State of Utah, without giving effect to any choice of law or conflict of law rules (whether of the State of Utah or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Utah.
  12. WINNERS LIST: For a list of winners, visit the Website after September 15, 2018 through October 15, 2018.
  13. SPONSOR/ADMINISTRATOR: The Sweepstakes and Instant Win Game are sponsored by Synchrony Bank, 777 Long Ridge Road, Stamford, CT. The Administrator is Don Jagoda Associates, Inc., 100 Marcus Dr., Melville, NY 11747.
CareCredit® Rewards™ Mastercard® is issued by Synchrony Bank pursuant to a license from Mastercard International, Inc. "Mastercard" and Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

 

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© 2018 CareCredit, LLC. All Rights Reserved.

† Awarded in the form of a $15,000 check made payable to the Grand Prize Winner.

If you would like to be removed from future Sweepstakes mailings, please write to: Synchrony Bank Promotional Opt-Out, PO Box 965004, Orlando, FL 32896-5004. Please include your full name, address and phone number. It may take up to 60 days to process your request.