Get care today.
Pay over time.
CareCredit is a health and wellness credit card with flexible financing options so you can pay over time for care you want or need.* Accepted at over 260,000+ locations!
See if you prequalify without impacting your credit bureau score
Put your health and wellness goals within reach.
Easy application and instant credit decisions
Apply online anytime without impact to your credit bureau score. Live agents are available Mon. thru Fri. 9am- 9pm (ET)**.
Flexible financing options
Get the healthcare you want or need and pay over time with promotional financing options for purchases over $200*.
260K+ providers
You can use your CareCredit credit card multiple times for a wide range of health and wellness expenses for you and your entire family.
**Must be 18 or older to apply, must be 21 or older to apply by phone.
Explore promotional financing options
Explore all the ways to use the CareCredit health and wellness credit card
Ways to use
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Join the millions of cardholders already financing their care with CareCredit.
Our cardholders are putting their health and wellness first
CareCredit is helping millions of Americans pay for their care every single day.
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Our cardholders continue to inspire with their stories of how CareCredit has helped them with their health and wellness needs.
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View all contentFlexible financing options for your care.
The CareCredit credit card can help you pay for health and wellness costs over time with special financing options that help fit your needs.*
- CareCredit helps you pay for deductibles, co-pays, and out of pocket expenses not covered by insurance.
- Use your card to cover a variety of ongoing health and wellness needs.
- Accepted at 260k enrolled provider locations to cover a variety of ongoing health and wellness needs.