Collect Patient Deductibles and Co-Insurance at Time of Treatment

Today, employers may be sharing the cost of health insurance with their employees through High Deductible Health Plans (HDHP), which may feature increased premiums, copays, coinsurance and deductibles. As a result, point of service collections has become more complex.

CareCredit is a health, wellness and personal care credit card that can help patients with out-of-pocket costs and help practices collect at time of treatment to avoid the cost of collection services and bad debt.

Patients can use CareCredit for:

  • ambulatory surgery centers
  • anesthesiology
  • bariatric surgery and procedures
  • gastroenterology
  • obstetrics/gynocology
  • orthopedic, including minimally invasive spine surgery
  • podiatry, including laser nail fungus removal
  • sleep apnea and sleep labs
  • urology

How it Works:

  1. When patients have a patient portion due, let them know you accept the CareCredit credit card with special financing options* available, along with other payment options.
  2. Interested patients can apply in minutes on their mobile device, online or over the phone, in your office or at home.
  3. Credit decisions are provided instantly.
  4. Approved patients can immediately use CareCredit to pay for their co-pay, deductible and coinsurance.
  5. You receive payment in 2 business days with no responsibility if the patient delays payment or defaults.**

Why CareCredit®

CareCredit's convenient patient financing options are chosen and recommended most often by doctors, office teams, professional associations and more.

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How it Works

Using CareCredit is simple and quickly becomes a part of your everyday routine.

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CareCredit gives you all the resources you need including free customized training for your entire team.

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