Practices: Call (866) 853-8432
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Provider Costs

Adding CareCredit as another payment option in your practice helps with patient satisfaction and conversions, allowing your patients to get the healthcare treatment you recommend and they want today. CareCredit lets you offer patients special financing that makes sense with their monthly budgets. And when you consider the range of plans you can offer your patients, plus receive payment within 2 business days, it's a win-win for both consumers and providers.

To receive current CareCredit rates, call (866) 853-8432.

Here’s how it works:

  • A low processing fee is charged on each transaction. This fee varies based on type of offer.
  • Special Financing is offered, at the Practice's discretion, for purchases of $200 or more.*
  • Patient education materials, presentation materials and team training are FREE to participating providers.

For providers, there is no monthly minimum use fee or requirements, so you should offer it consistently to all clients or patients.1

Financing Options

CareCredit provides you with a variety of financing options to allow your clients to choose the one that best meets their needs

A Variety of Special Financing Options

No Interest if Paid in Full within
the Promotional Period*

On qualifying purchases of $200 or more made with your CareCredit credit card account. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum Monthly Payments required. Required monthly payments may or may not pay off purchase before end of promotional period.

  • 6 months
  • 12 months
  • 18 months

14.90% APR and Fixed Monthly Payments Required Until Paid in Full**

On qualifying purchases made with your CareCredit credit card account. Fixed Monthly Payment amount based on repayment over 24, 36, 48 or 60 month period. Purchases of $1,000 or more are eligible for a 24, 36 or 48 month offer and purchases of $2,500 or more are eligible for a 60 month offer.

  • 24 months
  • 36 months
  • 48 months
  • 60 months

Note: Not all options are available at all participating providers. Ask for details.

Costs to Patient

CareCredit special financing* allows patients to choose the option that best meets their needs. Each practice decides what special financing is offered to their patients, and there is no annual fee for cardholders. See for complete details.

CareCredit's online payment calculator is a valuable presentation tool that helps patients see just how easy it is to fit recommended care, products and procedures into their lifestyle and budget. To see how quick and easy it is, enter an amount below and click “calculate”.

CareCredit Payment Calculator

*/** Click here for Details and Terms

* Subject to representations and warranties in the CareCredit Acceptance Agreement for Participating Professionals.
1 Subject to change.