Terms & Conditions

Terms & Conditions for CareCredit Payment Plans

** Extended Payment Plans

24 Months, 36 Months, 48 Months, 60 Months Extended Payment Plan / 11.90% APR.

Valid on purchases of $1,000 or more made on a CareCredit account. On promo purchase, fixed monthly payments equal to 4.7027% for 24 months, 3.3167% for 36 months, 2.6285% for 48 months, or 2.2194% for 60 months, required, and finance charges will be applied to promo balance at the reduced fixed daily periodic rate of .03260% (ANNUAL PERCENTAGE RATE 11.90%) if (1) promo purchase paid in full in 24, 36, 48 or 60 months, (2) any minimum monthly payments on account paid when due, and (3) account balance does not exceed credit limit. Otherwise, promo may be terminated.

Additional Disclosure:
Standard terms apply to non-promo purchases, optional charges and existing accounts. As of 6/01/08, variable APRs: 21.98% and on all accounts in default, 28.99%. Minimum Finance Charge $1.50. Subject to approval by GE Money.

** Extended Payment Plans

24 Months, 36 Months, 48 Months, 60 Months Extended Payment Plan / 11.90% APR.

Valid on purchases of $1,000 or more made on a CareCredit account. On promo purchase, fixed monthly payments equal to 4.7027% for 24 months, 3.3167% for 36 months, 2.6285% for 48 months, or 2.2194% for 60 months, required, and finance charges will be applied to promo balance at the reduced fixed daily periodic rate of .03260% (ANNUAL PERCENTAGE RATE 11.90%) if (1) promo purchase paid in full in 24, 36, 48 or 60 months, (2) any minimum monthly payments on account paid when due, and (3) account balance does not exceed credit limit. Otherwise, promo may be terminated.

Additional Disclosure:
Standard terms apply to non-promo purchases, optional charges and existing accounts. As of 6/01/08, variable APRs: 21.98% and on all accounts in default, 28.99%. Minimum Finance Charge $1.50. Subject to approval by GE Money.

* No Interest Payment Plans

No Interest if Paid Within 3, 6, 12 or 18 Months.

Minimum monthly payments required. Valid on purchases made on a CareCredit account. A $300 minimum purchase amount is required for plans longer than 3 months. On promo purchase, monthly payments required, but no finance charges will be assessed if (1) promo purchase paid in full in 3, 6, 12 or 18 months, (2) any minimum monthly payments on account paid when due, and (3) account balance does not exceed credit limit. Otherwise, promo may be terminated and finance charges assessed from purchase date. On promotions requiring a minimum payment, payments over the minimum will usually be applied to those promo balances before non-promo and other balances. If you have a non-promo balance, this may reduce the benefit from the promo. If you want to change this allocation, please call 866-893-7864.

* No Interest Payment Plans

No Interest if Paid Within 3, 6, 12 or 18 Months.

Minimum monthly payments required. Valid on purchases made on a CareCredit account. A $300 minimum purchase amount is required for plans longer than 3 months. On promo purchase, monthly payments required, but no finance charges will be assessed if (1) promo purchase paid in full in 3, 6, 12 or 18 months, (2) any minimum monthly payments on account paid when due, and (3) account balance does not exceed credit limit. Otherwise, promo may be terminated and finance charges assessed from purchase date. On promotions requiring a minimum payment, payments over the minimum will usually be applied to those promo balances before non-promo and other balances. If you have a non-promo balance, this may reduce the benefit from the promo. If you want to change this allocation, please call 866-893-7864.

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