14.90% APR until paid in full† on Purchases of $1,000 or more on 24, 36 or 48 months and $2,500 or more on 60 months with your CareCredit credit card. Fixed Minimum Monthly Payments Required. Penalty APR may apply if you make a late payment.†

How can I get an Extended Payment Plan? Your CareCredit provider may offer you an Extended Payment Plan with a fixed minimum payment on the purchase of goods or services if the total amount is $1,000 or more (24, 36, 48 month) or $2,500 or more (60 months) with your CareCredit card.

Do I have to pay interest? Yes, but the Extended Payment Plans are at a fixed low interest rate.

How is this different from Standard Financing? The Extended Payment Plan offers a lower interest rate than Standard Financing, and the fixed minimum monthly payments are the amount required to pay the balance in full by the end of the term.

Does it matter how much I pay each month as long as it is paid off by the end of the term? Yes, you must make at least the fixed minimum monthly payment on or before the due date each month to keep your account in good standing. If your payment is late or you pay less than the fixed minimum monthly payment, your account will be in default, and your promotional Extended Payment Plan interest rate and term will end. Your balance will then be subject to the penalty interest rate. You can always pay more than the minimum payment.

For further help calculating your required payments please contact our Customer Service Center.

†Valid $1,000 minimum purchase amount is required for 24, 36 and 48 months and $2,500 or more on 60 months on CareCredit account. 24 fixed monthly payments equal to 4.8439%, 36 fixed monthly payments equal to 3.4616%, 48 fixed monthly payments equal to 2.7780%, or 60 fixed monthly payments equal to 2.3737% required but interest will be assessed at reduced 14.90% APR if all minimum monthly payments on account, including debt cancellation, paid when due. If account goes 60 days past due, promo may be terminated early and standard account terms will apply. As of 7/2/2010, Purchase APR 26.99%; Penalty APR 29.99%. Minimum Interest $2. Subject to credit approval.

No Interest Payment Plans