CareCredit Basics
1. What is CareCredit?
CareCredit offers you convenient monthly payments so you can get the treatments and procedures you want and need. You pay no up-front costs, no annual fees and incur no pre-payment penalties. You can use CareCredit for anything from LASIK and teeth whitening, to every day checkup costs for you, your family and even your pet. Your CareCredit card can be used at over 75,000 participating healthcare practices nationwide for services including LASIK, Veterinary, Dentistry, Cosmetic, Hearing Care and more.
2. How is CareCredit different from my Visa or MasterCard?
The biggest difference between CareCredit and Visa/MasterCard is that every transaction qualifies for a special financing promotion. Financing promotions vary in every healthcare practice, but generally fall into these categories: convenient monthly payment Promotions and Low Monthly Payment Promotions with a fixed interest rate. * Click here for Details and Terms
3. CareCredit seems too good to be true. How does CareCredit work?
Thousands of healthcare practices around the country accept CareCredit, and the use of CareCredit often allows doctors to focus on delivery of the best possible healthcare, instead of costs. You can apply online, or download and print the application and with our simple process, including an instant approval notification, you’ll be on your way to getting what you want, when you want it.
4. How can I use CareCredit?
Once you get your CareCredit card, you’re free to use it over and over for the healthcare services you choose including LASIK, Veterinary, Dentistry, Cosmetic, Hearing Care and more.
5. How can CareCredit help me?
With CareCredit’s flexible, low monthly payment plans, you can get the treatment you want, whenever you want it – and pay conveniently over time. Save your consumer credit cards for household or unplanned expenses. With so many plan options, there’s a monthly payment to fit almost every budget. Plus, you can use CareCredit for your entire family’s healthcare needs, without having to reapply.
6. The site says CareCredit is a GE Money Company. What does that mean?
We know credibility is important to you. That’s why we like to let you know that CareCredit is a GE Money Company, which means you can rest assured that you’re getting the most credible and trusted financial partner available. For over 20 years, we’ve helped over six million cardholders get the procedures they want and need. To learn more about the wide range of consumer financial services offered by GE Money, click here.
Plan and Provider Details
7. How can I find out what payment plans my provider offers?
Not all practices offer every plan. Contact your healthcare provider to find out which plans they offer. Be sure to speak with the office manager or financial coordinator.
8. What would my monthly payments be?
To estimate your monthly payments, use our online Payment Calculator.
Applying for CareCredit
9. How can I apply for CareCredit?
Please download and print the application and take it to your healthcare provider.
10. What information do I need to apply online?
To begin your online application, all you have to do is choose from a list of ASPS Member Surgeons in your area OR elect to apply without selecting a doctor.
We will obtain and verify information that identifies you as a new account holder. We’ll use your name, address date of birth and other information for this purpose.
CareCredit is a GE Money Company and our secure online application is owned and operated by a GE Money Bank. Your security and privacy are important to us. We take great care to protect your information by using a 128-bit secure socket layer technology on our online application.
11. How can I qualify for CareCredit?
Approval is based on information from your credit application and past credit history. This includes information from the primary applicant as well as any co-applicant.
12. Why does the application go to a GE site?
CareCredit is a GE Money Company. This CareCredit website provides useful information about getting and using CareCredit in a variety of healthcare service areas.
Your security and privacy are important to us. We take great care to protect your information by using a 128-bit secure socket layer technology on our online application.
The CareCredit online application is owned and operated by GE Money Bank. We encourage you to read the GE Money Bank Privacy Policy and Web Site Usage Agreement, which govern the use of the CareCredit Online Credit Application. Once you’re a CareCredit cardholder, you’ll also be able to access and manage your account at GE Money.
Using CareCredit
13. When will I receive my first CareCredit billing statement?
You won’t receive a billing statement from CareCredit until a charge has been processed on your account. Once a charge has been processed, you will receive your first billing statement within 30 days.
14. Can I pay off my CareCredit account before the end of the term?
Yes. There are no pre-payment penalties with CareCredit.
15. I already have a CareCredit account, can I use it again?
Yes, you can use your CareCredit account over and over, at any practice which accepts CareCredit. As long as you have the available credit on your account, you can use your card for ongoing or new treatments and procedures, without reapplying.
16. Can I access my account or make a payment online?
Yes. Click Already have CareCredit? and register with GE Online Services. When you manage your account online, you can:
• View your account summary
• Make a payment online
• View your transaction history
17. Can I pay a portion of the treatment cost myself and use CareCredit for the remainder?
Yes. You can use CareCredit for treatment balances from $1 to over $25,000.
18. Where can I call with questions about my CareCredit account?
If you are already a CareCredit cardholder, you can contact us toll-free at (866) 893-7864.
